Art gallery insurance

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Business insurance for art galleries

With people coming in and out of your art gallery to browse, buy or deliver new stock, you need an insurance policy that’s there if an accident happens.

Art gallery insurance from Simply Business starts with public liability insurance, which can cover compensation claims for injury or damage made by a member of the public.

If you employ staff you can add employers’ liability insurance to your policy too, and you can also opt to insure your building and your business equipment under the same policy. It’s quick, quality cover, without the hassle.

Please note that we can’t insure the artwork.

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What insurance does my art gallery need?

Each art gallery is different, but these are some covers to consider. The cost of your insurance will depend on several factors, including the cover levels you choose.

  • Public liability insurance protects you against compensation claims made by a member of the public for injury or damage to their property. For example if a visitor trips on your gallery floor and claims compensation for injury
  • Employers’ liability insurance is a legal requirement for most businesses that have staff. It covers claims made against you by an employee for injury or illness caused by their work
  • Business buildings insurance and business contents insurance can help you get back on your feet if your art gallery is damaged by something like fire, flood or burglary. You can also add business equipment insurance to protect the things that are essential to running your gallery

Why Simply Business?

  • We’re the UK’s biggest business insurance provider
  • All settled claims paid within 24 hours
  • 9/10 Feefo ratings say we’re good (or excellent)
  • 350,000 customers (and counting)
  • Claims handled by an award-winning team
  • Quote comparisons available from multiple insurers
  • We run things from an expert, UK-based contact centre

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.

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“Professional, courteous, informative. You really listened to what my insurance needs were.”

Nicola Bramley, Business

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