Professional Indemnity Insurance
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Architects, IT professionals, solicitors, surveyors, accountants, journalists – in fact most businesses and self-employed individuals involved with professional services take out Professional Indemnity Insurance to protect against financial claims from clients.
Having appropriate cover will give clients more confidence in your business and it could be the difference between winning and losing a customer.
What is Professional Indemnity Insurance?
Professional Indemnity insurance covers your business from claims against it by clients who have suffered financial loss as a result of using your services. Your insurance would cover compensation claims by your client along with all reasonable costs relating to the defence of the claim, such as legal fees.
Why buy Professional Indemnity with Simply Business?
- Tailored quotes to suit your professional needs
- Choose a quote from a range by leading insurers
- Buy your policy instantly online or over the phone
- Speak with knowledgeable staff at our UK contact centre
- No messy paperwork – keep your documents online until needed
- Link to your policy from your website – show clients you are covered
What does Professional Indemnity cover?
When your business activities impact directly on another person or their business, for example if you are giving financial advice or surveying a property, you are at risk of claims for ‘business injury’.
This means that your client has suffered financial loss as a result of your work on their behalf. Claims could arise from negligence, error or omission on your part; infringement of intellectual property rights; loss of data or documents; libel slander or defamation; breach of confidence or confidentiality