Shop insurance

Quick, easy and specific. Compare and buy today.

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  • Zurich
  • AXA
  • Hiscox
  • Maltings
  • Covea
  • Ageas
  • UK General
  • AIG

Expert cover for your shop

When it comes to insurance, your shop is specific, and will carry its own unique needs and risks. That doesn’t mean finding the right policy should be time-consuming or complex. For a start, we’d recommend putting public liability insurance at the top of your priorities, as you’re likely to be in close touch with suppliers and the general public.

Cover your online trade

Selling products online? We can cover you for that now too, with online retailers’ insurance built for businesses that sell on the web. As the UK’s cheapest provider we offer excellent value, as well the most extensive cover, with goods in transit protected by your policy. Whether you’re a home-based business or high street retailer, our online retail insurance offers a tailored solution.

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Building your shop cover

Public liability insurance is a key cover for many businesses, as it can protect you if someone is injured or their property is damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.

With business premises insurance, you can insure your shop buildings against damage from unexpected crises, such as fire and flood. If you rent your business space, you’re unlikely to need buildings insurance – but contact your commercial landlord to make sure.

Watch the details

It’s very important to make sure you understand what you need from your insurance. Use the check points below to get you thinking.

  • Check the policy documents before you buy for exclusions and excesses
  • Do you need buildings insurance? If you rent your premises, your landlord may take care of this already
  • Make sure you know the difference between contents insurance and fixtures and fittings cover – these insure different types of items
  • Insure your stock at the cost price, not the retail price

Customer reviews

Our rating

Customer review

4.55 /5

Working out our score

Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist. For more details on how this works, click below.

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Customer testimonials

“Been a customer for several years now for public liability insurance. A pleasure to do business with.”

Jason Cooper, Tradesman

What our customers are saying

We value the reviews and ratings we receive from our customers, whether they’re good or bad. We use this feedback to continuously improve how we work with (and for) our customers.

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