Insurance for pubs

Quick, easy and specific. Compare and buy today.

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Cover for pubs and licensed premises

As every landlord, pub owner and bar manager will tell you, pubs carry risks for everybody involved – from staff to the owner, and customers to the house next door. With Simply Business you can build a policy that takes care of the risks. Even if you’re forced to close temporarily, there’s cover available to tide you over. Whether you work on your own or employ people, it’s quick, quality cover, all in one policy.

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Specialist cover, just for pubs

Our quote form is tailored to give you options around the covers below.

Loss of liquor licence

Even when you aren’t at fault, you could still lose your liquor licence. If the circumstances are outside your control, we’ll cover you for loss of value of your business premises and loss of profit.

Pub contents cover

With our specialist options, you can get cover for your pub’s contents, plus fixtures and fittings like the bar area and surfaces.

Employee theft cover

As unpleasant as it is, staff theft can be a common problem in busy pubs. Protect yourself and other staff with this specialist cover.

Business interruption

If a crisis interrupts business – such as a fire or flood – we’ll cover your loss of income. This’ll help tide you over until business is back to normal.

Building your pub insurance

Public liability insurance is important for all trades, in case someone is injured or killed, or their property damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

If you own the building your pub is located in, business buildings insurance is essential. Our special pub buildings insurance policy will cover the costs of rebuilding your licensed premises, as well as problems with subsidence.

If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.

Check the details

  • Make sure you read your policy documents carefully and that you understand any exclusions that may apply
  • Do you need your own buildings cover, or is this provided by your brewery?
  • Contents cover and fixtures and fittings cover insure different types of items within your premises, so check what you need
  • Have you thought about front of premises cover?

Need more details? Hear more about your cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business.

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