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Buy-to-let landlords have serious responsibilities, and you need flexible insurance that protects you, your tenants, and your property. With Simply Business you can get just that, building your policy from a range of key covers. You’ll get a single premium, a single renewal date, and a single set of documents, all helping you to safeguard your investment. It’s quick, quality cover, without the hassle.
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The types of insurance you need will vary depending on your circumstances, but these key covers should get you started:
Buildings insurance covers your building against disasters such as fire or flood. If you own your property on a leasehold basis, you might already be covered through your lease owner.
Contents insurance protects against damage to your own possessions inside the property. This is particularly important if you offer your property on a furnished basis. Remember that your tenants will need to take out their own contents insurance.
Liability insurance protects against damage or injury suffered by a tenant or visitor as a result of a fault in your property. Situations of this sort can result in very expensive compensation claims, so it’s important that you’re covered.