Tools insurance

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Protection for your tools

For the majority of small businesses, tools are crucial. If yours were lost, stolen or damaged, would you have the backup to keep work ticking over? Having tools insurance in place lets you get on with what’s important, without the worry. Use our simple form to build an insurance policy that’s tailored to you, including this cover option.

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How it works

With Simply Business, you can insure up to £10,000 worth of tools and equipment. The level of cover you need will depend on your business, and what kind of tools you’re insuring.

In a nutshell, tools insurance can cover your hand-tools, power-tools and equipment against loss, damage or theft. If you need cover for a hired plant, machinery, stock or contents you can get cover for these as well, all wrapped up in the same policy.

Add it to your policy

If you already have a policy with us and want to add this cover, give our team a call on 0845 071 0270. We’ll check you’re eligible, and help get you up to date.

Watch the details

It’s very important to make sure you understand what you need from your insurance. Use the check points below to get you thinking. 

  • Check the policy documents before you buy for exclusions and excesses. For example, your tools may only be insured overnight if the right security is in place
  • Don’t underestimate the value of your tools
  • If you decide this cover’s right for you, you’ll need to add it on to your full business insurance policy

Customer reviews

Our rating

Customer review

4.7 /5

Working out our score

Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist. For more details on how this works, click below.

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Customer testimonials

“The agent who dealt with my business was very dedicated, considering there were several properties on the policy all with varying requirements. He is an asset to your company.”

John Sheppard, Landlord

What our customers are saying

We value the reviews and ratings we receive from our customers, whether they’re good or bad. We use this feedback to continuously improve how we work with (and for) our customers.

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