Electricians’ insurance / public liability insurance

When you’re out on site working all day, the last thing you need when you get back to your office is to spend hours trawling through business insurance quotes on comparison sites or filling in forms with a broker.

If you need electricians’ insurance, Simply Business offers a range of covers such as public liability and tools insurance in one easy policy. Using our simple form, you can tailor your cover to your needs, compare a range of quotes, and buy a policy online.

Trust us with your electricians' business insurance / public liability insurance:

• Compare quotes online from up to 8 trusted insurers
• Low-cost insurance: you pay for only the cover you need
• Speak to our UK insurance team if you get stuck
• Award-winning claims process with 24/7 access
• Receive your documents online instantly and by mail
• We've helped over 170,000 businesses

Buying electricians’ insurance with Simply Business in just a few simple steps...

1. Build your ideal policy using our simple form
2. Compare quotes from a range of trusted insurers
3. Choose a quote and buy your policy online
4. Speak to our UK insurance team if you get stuck
5. Access your documents online instantly

Building your electricians' business insurance policy

Working with electricity involves certain risks, so it is important to get the right insurance. These core covers should help you get started:

Public liability insurance – covers the cost of a claim if one of your clients or a member of the public is injured or killed, or if their property is damaged because of your business. Simply Business offers a minimum of £1 million in cover or up to £10 million for businesses operating public sector contracts.

Why is public liability important?

Employers’ liability insurance – if you have employees or hire contractors, casual workers or temporary staff, you are required by law to take out employers’ liability cover. It will pay the cost of a claim from an employee who has been injured at work, or who has become seriously ill as a result of working for you.

Details to look out for on your policy

• Check the policy documents before you buy for exclusions and excess.
• Consider buying insurance for your van so you can keep your business insurance policies in the same place.
• If you work in the commercial sector and provide advice or draw up plans as part of your job, you may need professional indemnity insurance.