Product liability insurance

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  • Zurich
  • AXA
  • Hiscox
  • Maltings
  • Finsbury
  • Ageas
  • UK General

Producer, distributor or seller

However well designed the products that you manufacture or sell might be, accidents do happen – and it’s vital that you’re properly protected. With Simply Business, product liability insurance can be bought as part of a single business insurance policy, combining other key covers like public liability and professional indemnity. The main aim? To make sure you’re covered if something goes wrong. It’s quick, quality cover, without the hassle.

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What is product liability insurance?

Product liability insurance covers you in the event that your product causes injury or damage to a person or their property. You could be liable pay compensation in these circumstances even if you didn’t manufacture the product, and the costs can be severe. You might be liable if your business name is on the product, if your business has repaired or made changes to the product, if you imported it from outside the EU, if you can’t clearly identify the manufacturer, or if the manufacturer has gone out of business. Product liability insurance can protect you against this list of possibilities.

Add it to your policy

If you already have a policy with us and want to add this cover, give our team a call on 0845 071 0270. We’ll check you’re eligible, and help get you up to date.

Check the details

It’s very important to make sure you understand what you need from your insurance. Use the check points below to get you thinking.

  • Some product liability policies require you to have specific quality control processes in place. You’ll need to adhere to these requirements for your cover to be valid
  • Some products are riskier than others, so make sure you arrange a level of cover that’s suitable for you, your customers and your products
  • Read your policy documents carefully, making sure that you understand any exclusions that may apply

Customer reviews

Our rating

Customer review

4.7 /5

Working out our score

Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist. For more details on how this works, click below.

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Customer testimonials

“Been a customer for several years now for public liability insurance. A pleasure to do business with.”

Jason Cooper, Tradesman

What our customers are saying

We value the reviews and ratings we receive from our customers, whether they’re good or bad. We use this feedback to continuously improve how we work with (and for) our customers.

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