Restaurant Insurance
If you are looking for restaurant insurance Simply Business offers you the chance to find the right insurance cover for your restaurant business at a price that suits you.
Simply Business lets you compare quotes for your restaurant insurance and buy your policy online, with us you can:
- get a quote for your restaurant insurance in minutes in a few easy steps
- compare quotes from leading insurance providers and easily choose the insurance cover that is right for your restaurant
- buy your restaurant insurance online quickly and easily
- receive your insurance policy documents electronically within seconds
- make sure you get the insurance cover that meets the needs of your business, if you have any doubts you can speak to our customer advisors in our UK contact centre who will answer any questions you may have
- link to your restaurant insurance policy from your own website so you can let your site visitors know you have insurance
You might need restaurant insurance if…
There is a fire in your restaurant which causes a lot of damage and stops you from trading for some time. This could be particularly serious for your business and many small businesses have had to cease trading after a fire or similar event because they did not have proper cover for this kind of situation.
Simply Business can offer you restaurant insurance cover that will protect you if anything such as a fire stops you from trading.
Your restaurant suffers a burglary and stock is stolen. Depending upon how much stock you have stolen this could have a serious impact on your trading. In this scenario you would be covered by your Simply Business restaurant insurance policy because it has contents insurance included in it.
An employee could be injured whilst at work in your restaurant. They may seek to make a claim against you for their loss of income if they can’t work.
With your restaurant insurance from Simply Business you can take out Employers Liability Insurance cover that will cover you for a claim made against you by one of your employees if they have been injured or taken ill whilst at work.
Types of Restaurant Insurance Cover
Public Liability Insurance – An important piece of cover for any business, Public Liability Insurance protects you for any claims that may be made against you for damage you or your business might cause to someone else or their property. Taking out insurance for Public Liability could save you a large amount of money if someone were to make a claim against you.
Contents Insurance – You probably keep stock and equipment in your restaurant which will have value for your business. Business contents insurance will cover you if any of this stock is stolen or damaged.
Employers Liability Insurance – This will cover your business if an employee of yours is injured or falls ill whilst working at your restaurant. If a claim is made against you, your insurance will be able to cover the cost of the claim up to the limit that you are covered for.
Business Interruption Insurance – If you have to stop trading for any reason such as a fire, flood or burglary our Business Interruption Insurance will cover you for the loss of income that you might suffer whilst you get your restaurant up and running again.
Buildings Insurance – You may need to take out buildings insurance if your restaurant is a particularly old building or has certain features that need protection. There can be a number of other reasons why you might need building insurance. If you are unsure you can speak to one of our customer service advisors who will be able to help you further.
Restaurant insurance cover that meets your individual needs
You can be sure that by buying your insurance policy with Simply Business you will be taking out insurance that is tailored to your restaurants individual needs. You can take out the level of cover that you require as well as add on any additional cover that you might need.
If you compare quotes online at Simply Business and are unsure about the type of restaurant insurance cover that you want to take out you can speak to one if our customer service advisors who will be able to guide you through the process of buying the right insurance for your restaurant.