Restaurant insurance

Quick, easy and specific. Compare and buy today.

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  • Zurich
  • AXA
  • Hiscox
  • Maltings
  • Finsbury
  • Ageas
  • UK General

Tailored insurance for your restaurant

Restaurants can be high-risk, both for customers and employees. Even the most stringent health and safety measures can’t prevent the occasional accident – that’s the nature of working with food. Having solid insurance in place lets you get on with what’s important, without the worry. After all, you have enough on your plate without worrying about slips and spills. Use our simple form to build a restaurant insurance policy that’s tailored to you.

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Building your restaurant cover

Public liability insurance is important for all trades, in case someone is injured or killed, or their property damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.

Need more details? Hear more about your cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business.

Watch the details

It’s very important to make sure you understand what you need from your insurance. Use the check points below to get you thinking.

  • Check the policy documents before you buy for exclusions and excesses
  • Do you need buildings insurance? If you rent your premises, your landlord may take care of this already
  • Make sure you know the difference between contents insurance and fixtures and fittings cover – these insure different types of items
  • Insure your stock at the cost price, not the retail price

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Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist. For more details on how this works, click below.

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Customer testimonials

“Just taken out a policy with these people - great service.”

Claire Thomas, Shop

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We value the reviews and ratings we receive from our customers, whether they’re good or bad. We use this feedback to continuously improve how we work with (and for) our customers.

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