Insurance for wine bars

Quick, easy and specific. Compare and buy today.

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  • Zurich
  • AXA
  • Hiscox
  • Maltings
  • Covea
  • Ageas
  • UK General
  • AIG

Professional cover, designed for bars

A busy bar is a great asset for any high street, as a place to wind down and a place to work. However, bars carry risks for everybody involved – from staff to the owner, and customers to the property next door. With Simply Business you can build a policy that protects you, your premises, and your customers, plus fixtures and fittings, stock and more. It’s quick, quality cover, all in one policy.

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What insurance do I need for a wine bar?

Public liability insurance is often a very important cover for wine bars, as it can protect you if someone is injured or their property is damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.

Wine bar insurance policy details

  • Make sure you read your policy documents carefully and that you understand any exclusions that may apply
  • Do you need your own buildings cover, or is this provided by a brewery or landlord?
  • Contents cover and fixtures and fittings cover insure different types of items within your premises, so check what you need
  • Check whether you need front of premises cover
  • If you employ people, you’re legally obliged to take out employers’ liability insurance. Not doing this could lead to a heavy fine

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“That’s my insurance sorted for another year by @simplybusiness! They're ever so helpful.”

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