Tailor our retail insurance to fit your sandwich shop
Core sandwich shop insurance
Public liability insurance (to £5m)
Employers' liability (£10m)
Product liability insurance
Optional sandwich bar covers
Fixtures & fittings
Loss of money
Goods in transit
Business Interruption cover
Optional shop insurance covers
Front of premises
We understand that running a sandwich bar is a lot of work, but buying business insurance to cover your shop doesn't need to be. Comparing and buying sandwich bar insurance from Simply Business is simple and quick. We offer insurance cover in just minutes for sandwich shops, cafes, diners, and fast food outlets.
We cater to your business with insurance policies that suit your needs. Include public liability insurance, employers' liability insurance for your staff (part-time or full-time), and business premises cover in one simple policy. Tailor the business insurance policy to your unique requirements by adding optional covers.
Why buy sandwich bar insurance with Simply Business?
- Simple: use our easy-to-follow quote form to create tailored quotes and buy online in minutes.
- Value: in most cases, we can give you a cheaper quote than others without sacrificing the level of cover.
- Efficient: arrange everything online or speak to one of our experienced insurance staff.
- Choice: we offer quotes from up to 5 retail insurers. You can compare the policies in detail to ensure you make the right choice.
- Trust: we only offer insurance quotes from trusted insurance companies.
As a sandwich shop owner, you are responsible for the welfare of the customers that enter your premises. You therefore need public liability cover in case an injury to a third party or damage to their property should occur.
Read more about public liability insurance
If you have staff working at your sandwich bar, even temporary or part-time staff, you need to add employers' liability to your business insurance. Simply Business offers it as part of one simple policy, cutting out time-consuming paperwork.
Read more about our employers liability insurance
Product liability cover is included in your sandwich shop insurance policy when you buy public liability insurance. Because you work with (fresh) food, product liability insurance protects you against claims for incidents such as food poisoning.
Read more about our product liability insurance
When you take out shop insurance for your business, consider adding business interruption cover. This will ensure that you do not lose all your income if you are forced to temporarily stop trading due to damage to your business premises or equipment. You will also need to include separate cover for your premises and equipment in your policy.
You can insure your premises against damage to the building from disasters such as fire and flood. If you rent your business space you are unlikely to need buildings insurance, however you should contact your commercial landlord to make sure.
Read more about business buildings insurance
You may need to insure the fixtures and fittings in your premises. If you make improvements to your sandwich bar (kitchen, bar, seating area) our insurance policy will also take these improvements into account.
If you keep stock on your premises, it is sensible to insure it separately from your contents insurance. The value of stock can run to thousands or tens of thousands of pounds, so if it was damaged, destroyed or stolen, your stock cover would pay the cost of replacements.
If your sandwich bar is busy, you are likely to handle significant amounts of cash on a daily basis. Even if you are careful when you transport the money to the bank or store your cash in a safe, your hard-earned money could still be stolen or go missing. Our loss of money insurance will cover this loss.
If you purchase your food and ingredients at foodmarkets, the last thing you need is for those food purchases to be damaged or stolen before making it to your sandwich shop. Our goods in transit insurance covers this risk, as well as sandwich deliveries to your customers.