Insurance for your business

Tailor our retail insurance to fit your sandwich shop

We understand that running a sandwich bar is a lot of work, but buying business insurance to cover it doesn't need to be.  Comparing and buying sandwich bar insurance from Simply Business is simple and quick.  We offer insurance cover in minutes for sandwich shops, cafes, diners and fast food outlets.

We cater for your business with insurance policies to suit your needs. Include public liability insurance, employers' liability insurance for your staff (part-time or full-time) and business premises cover in one simple policy. Tailor the business insurance policy to your unique requirements by adding optional covers.

Why buy sandwich bar insurance with Simply Business?

• Simple: use our easy to follow quote form to create tailored quotes and buy online in minutes.
• Value: in most cases we can give you a cheaper quote than others without sacrificing the level of cover.
• Efficient: arrange everything online or speak to one of our experienced insurance staff.
• Choice: we offer quotes from up to 5 retail insurers. You can compare the policies in detail to ensure you make the right choice.
• Trust: we only offer insurance quotes from trusted insurance companies.

Public liability insurance for sandwich bars

Hopefully a lot of customers will walk into your sandwich shop each day. When members of the public are on your premises or in the vicinity they are potentially at risk. You therefore need public liability cover in case an injury to a third party or damage to their property should occur.

Read more about public liability insurance

Employers' liability insurance for sandwich bars

If you have staff working at your sandwich bar, even if they are temporary or part-time, you need to add employers' liability to your business insurance.  Simply Business offers it as part of one simple policy, cutting out time-consuming paperwork.

Read more about our employers liability insurance

Product liability insurance for sandwich shops

Product liability cover is included in your sandwich shop insurance policy when you buy public liability. Because you work with (fresh) food, this product liability insurance protects you against claims for incidents such as food poisoning.

Read more about our product liability insurance

Business interruption insurance for sandwich bars

When you take out shop insurance for your business, consider adding business interruption cover. This will ensure that you do not lose all your income if you are forced to temporarily stop trading due to damage to your business premises or equipment.  You will also need to include separate cover for your premises and equipment in your policy.

Buildings insurance for sandwich bars

You can insure your premises against damage to the building from disasters such as fire and flood. If you rent your business space you are unlikely to need buildings insurance, however you should contact your commercial landlord to make sure.

Read more about business buildings insurance

Fixtures & Fittings (including tenants improvements)

You may need to insure the fixtures and fittings in your premises.  If you make improvements to your sandwich bar (kitchen, bar, seating area) our insurance policy will also take these improvements into account.

Stock cover for sandwich shops

If you keep stock on your premises, it is sensible to insure it separately from your contents insurance. The value of stock can run to thousands or tens of thousands of pounds so if it was damaged, destroyed or stolen your stock cover would pay the cost of replacements.

Loss of money cover for sandwich shops

Especially if your sandwich bar is busy, you are likely to handle significant amounts of cash on a daily basis. Even if you are careful when you transport the money to the bank and with storing your cash in a safe, your hard-earned money could still be stolen or go missing. Our loss of money insurance will cover this loss.

Goods in transit cover

If you purchase your food at foodmarkets and cash and carry businesses, the last thing you need is for those food purchases to be damaged or stolen. Our goods in transit covers this risk as well as sandwich deliveries to your customers.