Insurance for your business

Catering insurance, tailored to your business

Catering is a flexible business – you may work in a variety of venues, with different staff and with equipment that is not always your own, not to mention the inherrent risks that come with the food service industry. This can make for a fluid working environment where having the right insurance is essential for the protection of your business interests.

Simply Business offers a simple way to choose and buy a tailored caterers’ insurance policy. You can build your policy, compare quotes, buy your insurance and manage your policy all in one place, saving you valuable time as well as money.

Buying catering insurance with Simply Business

• Build your ideal policy using our simple quote form
• Compare quotes from a range of trusted insurers
• Choose a quote and buy it online
• Speak to our UK insurance team if you get stuck
• Access your documents online instantly

Building your catering business insurance policy

If you aren’t sure which insurance covers you need, these should help you get started.

Public liability insurance – will cover the cost of a claim if a customer or member of the public is injured or killed, or if their property is damaged because of your business. If you cater in different venues they will expect you to have an appropriate level of public liability cover.

Employers’ liability insurance – if you hire staff – even casual or temporary workers - you must have employers’ liability cover by law. It will pay the cost of a claim from an employee who has been injured at work, or who has become seriously ill as a result of working for you.

Details to look out for

• Check the policy documents for exclusions and excess before you buy. Simply Business allows you to do this for every quote.
• If you have a business premises, check whether you need buildings insurance – if you rent your premises your landlord may take care of this already.
• Why not consider getting van insurance quotes too? It makes sense to keep all your business covers and documents in one place.