Insurance for caterers

Quick, easy and specific. Compare and buy today.

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  • Zurich
  • AXA
  • Hiscox
  • Maltings
  • Covea
  • Ageas
  • UK General
  • AIG

Catering insurance tailored to you

Catering is a flexible and varied industry. On any given day, you may work in a variety of venues, with a high turnover of staff and equipment that isn’t yours. Wherever you work, you’re exposed to a range of risks, so having solid insurance in place will be a top priority. With Simply Business you can easily compare catering insurance quotes and build a policy that takes care of the risks, with quick, quality cover, all built into one policy.

Looking to cover a takeaway? Try our specialist takeaway insurance.

Mobile catering insurance

If you run a mobile catering business, such as a catering van or catering trailer, we can cover you as well, although please note that we don’t offer vehicle insurance, which covers you for road traffic accidents resulting in damage to other vehicles and injury to passengers. You need to purchase vehicle insurance separately.

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What insurance do caterers need?

Public liability insurance is often an important cover for caterers and most other trades, as it can protect you if someone is injured or their property is damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.

Caterer insurance policy details

  • Make sure you read your policy documents carefully and that you understand any exclusions that may apply
  • Check whether you need buildings insurance. If you rent your premises, your landlord may have taken care of this cover
  • Do you work in different venues? Try to find out what level of public liability insurance each venue might expect before you decide what cover to buy

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.

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Customer testimonials

“Excellent, personalised, prompt response to my unusual requirements. Problem solved in no time, confirmed immediately by email - extremely pleasant manner and tone”

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