Insurance for caterers

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  • Zurich
  • AXA
  • Hiscox
  • Maltings
  • Covea
  • Ageas
  • UK General
  • AIG

Catering insurance tailored to you

Catering is a flexible and varied industry. On any given day, you may work in a variety of venues, with a high turnover of staff and equipment that isn’t yours. Wherever you work, you’re exposed to a range of risks, so having solid insurance in place will be a top priority. With Simply Business you can build a policy that takes care of the risks, with quick, quality cover, all built into one policy.

Looking to cover a takeaway? Try our specialist takeaway insurance

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What insurance do caterers need?

Public liability insurance is often an important cover for caterers and most other trades, as it can protect you if someone is injured or their property is damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.

Caterer insurance policy details

  • Make sure you read your policy documents carefully and that you understand any exclusions that may apply
  • Check whether you need buildings insurance. If you rent your premises, your landlord may have taken care of this cover
  • Do you work in different venues? Try to find out what level of public liability insurance each venue might expect before you decide what cover to buy

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Customer testimonials

“Professional, courteous, informative. You really listened to what my insurance needs were.”

Nicola Bramley, Business

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