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Whether you’re a permanent chef or working freelance, food preparation and service is a challenging industry. The potential for accidents is always there, and with people relying on you for care and consistency, you need protection – just in case something goes wrong. With Simply Business you can build a policy that protects you, your premises, and your clients, plus any specialist tools and equipment.
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Public liability insurance is often an important cover for chefs and most other trades, as it can protect you if someone is injured or their property is damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.
If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.
Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQ.