We are an online company and trade with regard to specific data legislation.
We are registered with Data Protection Commissioner and our registration number is Z6948126.
The personal information we collect
If you fill in one of the Request for Quotes (RFQ) on our Site you provide personal information to us. The purpose of our site is to provide you with as wide a range of quotations from different Partner organisations. In order to do this we will pass the data you have provided to our Partners.
In addition, we enable you to return to the Site at any time to retrieve past quotes from Partners and, in the case of insurance policies, to download your policies and associated documentation. In order to provide this service, and keep it secure, we ask you to register with us. We store your personal information, along with information on any quotes you've received, on our servers.
We have kept to a minimum the amount of "required" information you need to provide us across our Site. If you do not want to provide us with certain information it may therefore be impossible for us to provide all aspects of our service to you
We ask you for information to assess your insurance needs. This information is then used to give you a quote. Without this information it is hard to give you an accurate quote.
The anonymous information we collect
We also collect information from across our Site. This enables us to see how people use our Site, and helps us in continually refining and enhancing our service. We may also use aggregated customer information to provide potential Partners with a general profile of people using our Site, and to analyse the effectiveness of our service to customers. None of this information can be related back to you as an individual.
We also take information like how long you’ve been on the site and which pages you've visited. This helps us to improve the services we provide to our customers.
Please note - We require "cookies" to be enabled for you to receive a quotation for insurance and for You to access and view your insurance policy.
Not quite biscuits but small pieces of data that can identify your computer to us. Please note that new laws about cookies come into force in May 2012.
What information we pass to other people and why
The success of the Site is based on us finding companies that can meet your financial needs. To do this we need to share the information you provide to us as part of the RFQ process on the Site. We therefore may disclose your information to third parties participating in the Site who wish to provide you with quotes for products or services directly related to a request you have submitted on the Site. We will also disclose your information to any successors in title to our business and to suppliers we engage to process data on our behalf. We will also use information internally in the administration of this Site. We may also provide marketing information to Partners who have introduced your enquiry to us.
The financial information you provide as part of the Needs Assessment Process on the Site is used by us and our Partners to check your suitability for certain finance and insurance products. It may be necessary for us to verify certain types of financial information before processing your request or order. We will not share your financial information with any other parties unless they need to know the information to process your order.
We will not, without permission, willfully disclose a participant's financial information to any third party except as provided herein, or when we believe in good faith that it is required by law or regulation (including any consumer credit or Financial Services Authority rules).
Whilst we only seek to work with trustworthy Partners with robust data protection policies, we cannot guarantee the way in which our Partners will use your information. The information provided to our Partners will be used by them in accordance with their own privacy policies, which may differ from ours but they are also under an obligation to process personal data in accordance with the Data Protection Act of 1998.
We share some of your information with our insurers. We have contracts in place with each of them, as required by our regulator the FSA.
Who we share your information with
You should know which companies we work with as you use our Site. These differ depending on the financial product that you are looking for.
The following list is meant to help you understand which Partners will see your information after your experience with us and we do our best to keep this as up to date as possible:
Insurance, Invoice Financing, Other Partners.
- Aviva Insurance;
- Zurich Commercial;
- Groupama Insurance Services;
- Glemham Underwriting Limited;
- UK General Insurance;
- Axa Insurance Company;
- Royal and Sun Alliance
- Brit Insurance Ltd;
- QBE insurance Europa Ltd
- Home 3 insurance
Please note, we will set up your insurance policy with one of these providers before they see your information.
- Confused.com – Introducing partner
- Gocompare.com – Introducing partner
- Tescocompare.com – Introducing partner
- Moneysupermarket.com – Introducing partner
- Business Octopus – if we can’t help you with your insurance request, the business octopus may offer to assist you.
- Feefo.com – your email, name and policy number may be shared with feefo.com (new partner May 2012)- they offer a review service
Your invoice finance enquiry will be handled by Touch Financial (0845 388 9725) who may use some of the following invoice finance providers:
- Ashley Commercial Finance;
- Bibby Financial Services;
- Barclays Sales Finance;
- Cattles Invoice Finance;
- Close Invoice Finance;
- Factoring UK;
- GE Capital Finance;
- Landsbanki Commercial Finance;
- Bank Leumi;
- London Scottish Invoice Finance;
- LloydsTSB Commercial Finance;
- Oriel Business Services;
- Royal Bank of Scotland Invoice Finance;
- Regency Factors;
- Resource Partners;
- SME Invoice Finance;
- Ultimate Finance;
- Venture Finance;
- Platinum Funding Solutions
- SFP Brokers Limited;
Please note, we will introduce you to one of these providers after you have completed an RFQ.
Clickcover (Seico Mortgage services)
Please note, we will introduce you to one of providers after you have completed an RFQ
Links to other websites
If you end up on another website linked from here please check what they do with your data.
The Site has security measures in place to protect the loss, misuse and alteration of the information under our control. While we seek to protect your personal information, we cannot ensure or warrant the security of any information you transmit, and you do so at your own risk. We do make use of 128-bit encryption, the strongest type of encryption available, in order to protect your information.
We do our very very best to look after your data. We employ experts in this area and are regularly tested by an insurer. There are no little jokes here; it's important that you can trust us.
Finding out about the personal information we hold on you
You may at any time request us to make available to you a copy of the personal information held about you. You may change information previously provided to us. You can contact us at the details set out below. We fully support Data Protection best practice, however we do have to reserve the right to charge you a small administration fee for retrieving this information from our systems, and also to ask you to verify your details.
You can ask us about the data we hold on you and we can remove it on request. We may charge you a small amount for this.
If you have any questions about this privacy statement, the practices of this Site, or your dealings with this Site, you can contact:
Attn: Customer Service
One Finsbury Square
Telephone: +44 (0)845 450 9959
Fax: +44 (0)20 7920 8088
Contact us online
Definitions used on this page
Request for Quote (RFQ) – This is simply the set of pages on our Site that you fill in, in order to get a range of instant quotes for a finance or insurance product.
Site – We run a number of web sites, each aimed to attract different types of people with different needs. For the sake of simplicity the term ‘Site’ refers to any site developed, hosted and maintained by Xbridge Ltd trading as Simply Business.