Business interuption insurance

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Protect your business revenue

If a crisis were to hit your business, would you be ready to survive and overcome it? Many well-run small businesses simply don’t have the resources needed to continue trading, and at some point have to sell up, or close. Business interruption insurance is there to help you through the rocky patches, getting you back on your feet and trading as usual. 

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What is business interruption insurance?

Simply Business chief operating officer, Chris Slater, explains the ins and outs of business interruption insurance, and why cover can be crucial for small businesses.

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How it works

If some kind of material damage has disrupted your business, causing you a loss or difficulty in paying your employees, trading can become impossible, at least temporarily. Business interruption insurance provides you with the financial cover you need, to get back on track.

For example, if a flood destroyed the contents of your business premises, you’d probably have to stop operating. Business interruption insurance would cover your lost revenue from this, as long as your contents are also insured.  

Add it to your policy

If you already have a policy with us and want to add this cover, give our team a call on 0845 071 0270. We’ll check you’re eligible, and help get you up to date.

Do you need it?

Business interruption insurance can make the crucial difference between survival and closure for many small businesses. Disaster can strike at any time, and this cover can:

  • support you back to trading
  • help you pay your employees
  • keep you going while you rebuild

The UK is increasingly at risk from flash floods in localised areas, putting many pubs, shops, restaurants and services out of business in the last few years. Business protection insurance is designed to strengthen you against this.

Check out our special flood risk article here, and put your action plan in place. 

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“Couldn't fault them, found and offered me the best deal for my business.”

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