Insurance for museums

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Business insurance for your museum

With visitors coming in and out of your museum, you need an insurance policy that can protect you if there’s an accident.

A museum insurance policy from Simply Business starts with public liability insurance, which can cover you if a member of the public, such as a visitor or a supplier, makes a claim against you for injury or damage.

If your museum employs staff you can add employers’ liability insurance to your policy too, plus you can insure your building and your business equipment under the same policy.

Please note that we can’t insure the museum artifacts or exhibits.

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What insurance does my museum need?

These are some of the key covers to consider for your museum. With Simply Business you can build a tailored policy, choosing the insurance types and cover levels you need.

  • Public liability insurance covers you for compensation claims made by a member of the public for injury or damage to their property. For example if a visitor tripped on your museum floor and sued you for injury, your public liability insurance could cover the compensation costs and legal fees
  • Employers’ liability insurance is usually a legal requirement if you employ one or more members of staff. It covers claims made against you by an employee for injury or illness caused by their work
  • If you’re responsible for insuring your building, business buildings insurance can pay for it to be repaired or rebuilt if it’s damaged or destroyed by something like flood, fire or vandalism

Why Simply Business?

  • We’re the UK’s biggest business insurance provider
  • All settled claims paid within 24 hours
  • 9/10 Feefo ratings say we’re good (or excellent)
  • 400,000 customers (and counting)
  • Claims handled by an award-winning team
  • Quote comparisons available from multiple insurers
  • We run things from an expert, UK-based contact centre

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.

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