Art dealer insurance

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Professional insurance for art dealers

Working as an art dealer brings you into contact with people every day, from gallery owners to private clients. While this may be one of the best things about your job, it can also come with certain risks.

From public liability insurance if your business is blamed for injury or damage to a member of the public, to professional indemnity insurance in case a client sues you for making a mistake, art dealer insurance from Simply Business can protect your business from compensation claims.

You can also add other covers to your policy, like legal expenses insurance and office equipment insurance.

Please note that we can’t insure the artwork.

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What insurance do art dealers need?

You can build a tailored insurance policy by choosing the covers you need, but here are some types of insurance worth considering.

  • Public liability insurance protects you against compensation claims made by a member of the public for injury or damage to their property. For example if you spill a cup of tea over a client’s laptop
  • Professional indemnity insurance can cover compensation claims made by a client because you’ve made a mistake in your work or acted negligently, for example if you were sued because you valued a piece of art incorrectly
  • Employers’ liability insurance is a legal requirement for most businesses that employ someone. It covers claims made against you by an employee for injury or illness caused by their work
  • Business buildings insurance and business contents insurance can help you get back on your feet if your business is damaged by something like fire, flood or burglary.
  • You can also add business equipment insurance to protect the kit that’s essential to your work as an art dealer

Why Simply Business?

  • We’re the UK’s biggest business insurance provider
  • All settled claims paid within 24 hours
  • 9/10 Feefo ratings say we’re good (or excellent)
  • 400,000 customers (and counting)
  • Claims handled by an award-winning team
  • Quote comparisons available from multiple insurers
  • We run things from an expert, UK-based contact centre

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.

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