Insurance for your business

Artists' insurance, tailored for your business needs

For artists, buying business insurance may not be a top priority – it’s usually time consuming and if you’re in the middle of a piece of work it’s not the kind of distraction that offers inspiration.

However it is important to get artists’ insurance if you are a professional, which is why we’ve made it quick and simple to buy on this website. You can build a flexible policy using our range of covers, compare quotes from leading insurers and buy online. Your documents are available instantly and are stored in an online account to avoid all that paperwork.

Buying artists' insurance with Simply Business

1. Build a flexible policy using our simple quote form
2. Compare quotes from a range of trusted insurers
3. Choose a quote and buy it online
4. Speak to our UK insurance team if you get stuck
5. Receive your documents online instantly

Building your artists' insurance policy

You may need several types of cover that reflect the unique work you do. With Simply Business you can build an insurance policy that meets your individual requirements. These covers should help you get started:

Public liability insurance covers the cost of claims made against your business because a person has been injured or their property damaged because of your work. For example, if a light installation caused a fire. Public liability claims can be cripplingly expensive, and it is therefore vital that you are covered. We offer between £1m and £10m of cover.

Tools and equipment cover is vital because it will help you replace your art equipment and tools if they are damaged or stolen. Our easy claims process means that you won’t be out of action for long. Separate cover may be required if you intend to take your equipment abroad.

Details to look out for

• Make sure you read and understand any exclusions to your policy. Simply Business offers you the chance to read the policy documents in full for each quote before you buy.
• If you employ anyone you are legally obliged to take out employers’ liability insurance. Failure to do so could result in a fine of up to £2,500 for every day you are uninsured.
• If you have your own premises, or have a home office you may need to add-on covers like business contents insurance or buildings insurance.