Aro insurance
Join over 315,000 landlords – we offer a range of liability covers from £13.61
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- UK-based expert support, online and on the phone
- Get covered and all your documents the same day
- Compare tailored finance and legal insurance business liability cover
10% of customers pay the equivalent of £13.61 a month*

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Rated 4.6/5
Based on 39.9K reviews

Claims paid in 24 hours
For 80% of settled claims
Aro, for specialist knowledge
Aro is a specialist insurer, particularly focusing on smaller players in the market. They’ve used their wealth of knowledge and experience to create market-leading products.
Simply Business is pleased to offer landlord insurance from Aro. You can compare landlord insurance quotes from Aro and other insurers, and find a quote in minutes.
Aro is an underwriting agency, established in 2011. They’re experienced in both the UK and the European markets and focus on specific, specialist insurance for smaller enterprises and landlords.
Aro was created by a group of experienced insurance professionals. Their underwriters are focused on making insurance more straightforward, so we’re delighted to have them on our panel for residential landlord insurance.
Aro is an authorised representative of Ambant Ltd, a leading provider of outsourced insurance services to Lloyd’s and the London Market.
Aro landlord insurance
- £5 million of liability cover – with Aro, landlord liability insurance protects you for up to £5 million, and includes cover to re-house your tenants in alternative accommodation.
- Cover single or multiple properties – Aro landlord insurance is available whether you have a single property or a whole portfolio. If you’re insuring multiple properties, with Aro and Simply Business you’ll need to take out one policy per property.
- Protect your income – with Aro, you can add tenant default insurance, which can cover up to six months of unpaid rent if your tenant defaults.
- Keep tenants happy – and your wallet safe with temporary accommodation cover, should your tenants need to leave your property for an extended period of time – such as in the event of a disaster, like a fire or flood.
Claims with Aro
If you buy an Aro policy through Simply Business, your claims will be handled by our own, award-winning team. Should you need to make a claim, get in contact with our claims team to kickstart the process.
We’ll then work with Aro to make sure you get the best possible experience at what can be a stressful time. If your claim is successful, we’ll be in touch to ask for your bank details. We’ll then request payment within 24 hours, and usually it will come through by BACS. In some cases Aro may handle the claim personally, but don’t worry, we’ll let you know if that’s the case.
Landlord insurance covers
- Buildings insurance
- Contents insurance
- Fixtures and fittings insurance
- Loss of rent
- Property owners’ liability
- Alternative accommodation insurance
- Accidental damage insurance
- Landlord home emergency cover
- Landlord boiler breakdown cover
- Unoccupied property insurance
- Tenant default insurance
- Rent guarantee insurance
- Landlord legal expenses insurance
Landlord insurance FAQs
- What is landlord insurance?
- What does landlord insurance cover?
- Why do I need landlord insurance?
- Why not just home insurance?
- Is landlord insurance mandatory?
- How much does landlord insurance cost?
- What type of landlord insurance do I need?
- How much landlord insurance do I need?
- How much tax does a landlord pay?
- Landlord insurance FAQs
Rated 4.6/5 by customers

Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist.
“A fantastic and well informed quotation for our business needs. Simply Business was clear, concise and timely from start to finish. Everything we look for within a company with the pros of a tailored package and cost effective premiums.”
Nathan, February 2025