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Home emergency cover for landlords
If something crucial like the boiler or the electricity fails at your rental property, you’ll want to get it sorted as quickly as possible to limit the damage to your house and the impact on your tenants.
With landlord home emergency cover you’ll have access to a 24/7 helpline, so that you can get the assistance of an approved contractor at any time of day or night.
What does landlord home emergency insurance cover?
Landlord insurance with home emergency cover provides emergency assistance for landlords if your property’s plumbing, drainage, heating or power supply fails, or if damage to your doors or windows compromises the security of your property. It can also cover the cost of alternative accommodation for your tenants while the problem gets fixed.
Plus, if you need to make a claim on your home emergency insurance, there’s no excess to pay. Excess is a contribution that you would normally have to make towards the cost of some insurance claims.
Add home emergency cover to your landlord insurance policy.
Start your quoteLandlord insurance covers
- Buildings insurance
- Contents insurance
- Fixtures and fittings insurance
- Loss of rent
- Property owners' liability
- Alternative accommodation insurance
- Accidental damage insurance
- Landlord boiler breakdown cover
- Unoccupied property insurance
- Tenant default insurance
- Rent guarantee insurance
- Landlord legal expenses insurance
Landlord emergency cover details
- You can buy landlord home emergency cover as part of your landlord insurance policy.
- This insurance can cover boiler or plumbing breakdown, gas or electricity failure, lost keys and vermin infestation
- The maximum payable per home emergency claim is £500. For alternative accommodation, the maximum claim amount is £250
- You need to tell your provider about a claim as soon as you’re aware of the problem. Avoid calling out a tradesman yourself, as the provider will use their own approved contractors
- Make sure you understand any exclusions to your policy. The consultant will be able to talk you through the policy before you buy
Why Simply Business?
- We are the UK’s biggest business insurance provider
- All settled claims are paid within 24 hours
- 9/10 Feefo ratings say we’re good or excellent
- 600,000 customers (and counting)
- Claims are handled by an award-winning team
- Quote comparisons available from multiple insurers
- We run things from an expert, UK-based contact centre
- All of this, plus expert insight and connections in our Knowledge Centre, full of tips, articles, videos, and podcasts to help you manage your rental
Landlord insurance FAQs
- What is landlord insurance?
- What does landlord insurance cover?
- Why do I need landlord insurance?
- Why not just home insurance?
- Is landlord insurance mandatory?
- How much does landlord insurance cost?
More FAQs
- What type of landlord insurance do I need?
- How much landlord insurance do I need?
- How do I find cheap landlord insurance?
- How much tax does a landlord pay?
- Landlord insurance FAQs
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Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist.
Read our reviews“It is a very good and easy to use service. I've been a customer for several years and the renewal system is very straight forward. I've always found the quotes competitive too. I'd definitely recommend Simply Business.”
– R Matthews, Handyman
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© Copyright 2020 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London, EC2V 7NG.