Yoga teacher insurance
Join over 900k UK customers (including over 2,100 yoga instructors like you) – we offer public liability cover from £4.74*
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Rated 4.8/5
Based on 39,800 reviews
Claims paid in 24 hours
For 80% of settled claims
Why do you need yoga teacher insurance?
Whether you’re running a studio or teaching online – whoever you’re holding space with, accidents, injuries, and other issues can be a problem. From public liability insurance for yoga teachers (built to pay out for injuries and damage) to employers’ liability insurance for your team, our cover supports thousands of UK teachers every year, protecting your people and practice.
- public liability insurance for yoga teachers, UK-based claims and contact centre
- rated 4.8/5 based on 39K+ public liability customer reviews
- optional personal accident cover for your own accidents and injuries
What does yoga insurance cover?
Whether you’ve got years of experience or just finished training, your students rely on you for care and attention to particular needs and injuries. UK yoga insurance usually starts off with public liability cover, built to support you if a student or member of the public claims you’ve caused an injury or property damage. You can include optional covers, and pay monthly if you need to.
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Public liability insurance for yoga teachers
In case your yoga business causes an injury or property damage.
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Employers’ liability insurance
In case anyone gets ill or injured while working for your yoga business.
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Business and office equipment insurance
In case something happens to equipment like your tablet or bolsters.
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Legal expenses insurance
In case you have to pay legal costs connected with your yoga business.
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Personal accident insurance
In case anyone you’ve covered is accidentally injured, at work or elsewhere.
This content has been created for general information purposes. Make sure you have the right level of business insurance by checking your policy documentation for details. Read our full Terms and Conditions
How much does yoga instructor insurance cost?
Find out how much you’ll pay by comparing prices from a range of trusted insurers. You choose what goes into your policy, so you only pay for what you need.
Prices start from £4.74 per month
Get your quotes in 7 minutes – prices are guaranteed for 30 days.
Get your tailored quotes in 7 minutes
The price is for up to £2 million of public liability insurance – 10% of customers paid £56.82 or less annually between 1st Jan – 31st May 2024. Equivalent to £4.74 a month (and excludes the extra costs for paying monthly). 76% of customers have a £1 million limit and 24% £2 million. If you complete a quote, more types of cover will be available. These all have additional costs.
Example yoga teacher insurance quotes, real prices
£7.22 /month
£52.19 /year
A newly self-employed yoga teacher who works from a gym and digitally
- 1-2 years’ experience
- Sole trader
- No employees
- Based in Coventry
Public liability
£1,000,000
Employers’ liability
Not included
Contents & business equipment
Not included
£41.54 /month
£369.2 /year
A yoga teacher training company that hires out a studio and works with professional sportspeople
- 5+ years’ experience
- Limited company
- 3 employees
- Based in Nottingham
Public liability
£2,000,000
Employers’ liability
£10,000,000
Contents & business equipment
£10,000
How we work out example quotes These examples are real quotes from our online system (created 16/08/2021). They’re based on a range of factors, like employees and location. Your own quote will be based on what you tell us about your business. Prices may go up or down from day to day, so the prices you’re quoted may differ to the ones you see here.
What kind of excess should I expect?
An excess is an amount you pay towards any claim you make on your insurance. For example, if your excess is £250 and you make a claim worth £1000, your payout will be a maximum of £750.
Insurance cover | Lowest excess | Highest excess |
|---|---|---|
Public liability | £100 | £2500 |
Employers’ liability | No excess | No excess |
Tools | £60 | £500 |
Stock | £100 | £500 |
Business and office equipment | £50 | £750 |
The figures above are for guidance only and any excess applying to your quote may differ. You’ll get a breakdown of the excesses for each quote when you compare with us.
How it works
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How do I choose insurance?
Making sure you have the right type and level of business insurance can be the difference between getting a claim paid and having to cover the cost of an expensive accident yourself. Read our tips for guidance on what to consider when buying a policy.
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Which type of workers do I need insurance for?
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Does yoga teacher insurance cover my work correctly?
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Do I need cover for other types of work?
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Which public liability cover limit should I choose?
Talk to an expert
Our team of UK-based insurance experts are here to help, Mon 09.00am – 05.30pm, Tues 09.00am – 05.30pm, Weds 09.00am – 05.30pm, Thurs 09.30am – 05.30pm, Fri 09.00am – 05.30pm, Sat 09.00am – 02.00pm
Call our team
How do claims work?
Unlike price comparison websites, we take the hassle out of claims for you. We know how important it is to get your business back on track quickly – and with a minimum of fuss. That’s why you get access to your dedicated claims any time, day or night. Call them on 0333 207 0560 or claim online. They’ll do their best to be fair and supportive.
£51 million in claims paid out in 2023
83% of claims were settled in 2023.
The figure above is rounded across our range of products. “Settled” covers paid, declined or withdrawn. Our claims process may vary for different products and operates on a ‘claim by claim’ basis. Our specialist partner Sedgwick will pay the claims on behalf of the insurer. Reviewed on 24/04/2024.
Yoga teacher insurance FAQs
Whether you’re new to buying business insurance or you’ve been trading for a while, here are the answers to some commonly asked questions about insurance for yoga teachers.You can also check out our business insurance FAQs.
This depends on your business, the students you’re working with, and the classes you’re teaching. There’s no legal requirement to have insurance in place, but if you’re freelance and working for a studio they may require you to have a specific level of cover in place – accidents and injuries happen during even the gentlest of classes, and you could still be held liable, even if you’re not teaching in-person.
If you employ anyone, even if they’re also teaching remotely, you’re usually required by law to have employers’ liability insurance in place.
Public liability insurance will be a key cover for most yoga teachers – it’s built to cover you for injuries and property damage, if your student or another member of the public makes a claim. Is there a risk that your student could get injured and sue for compensation, for example, because of your studio or teaching?
Alongside public liability insurance, you may want to add cover for things like your essential business kit and equipment, or personal accidents which could stop you working. And if you employ anyone (including contractors or temps), employers’ liability cover is usually a legal requirement.
This depends on your business, and which insurer is providing your cover. Prices start from £6.47 a month for our yoga teacher customers – we work this out by taking the highest price from the bottom 10 per cent of all our customers paying in monthly instalments (based on data from 1 July – 31 December 2020). Most customers pay more than this but some pay less.
Yes. It’s important to make sure you have the right type and level of insurance for the different types of work you do. For example, if you’re a yoga teacher, you may also teach pilates occasionally or practice aromatherapy with clients – you’ll need additional cover for this, but you can have it all on the one policy. When you start your quote, you’ll have the option to add another trade or profession to your policy. If you need to add a third trade, give us a call on 0333 0146 683 and one of our insurance experts will help you set up your policy in minutes.
This will depend on whether you have employers’ liability insurance in place. Public liability insurance is designed to protect your business against the consequences of legal action brought by members of the public for injuries or damage to their belongings. But when it comes to your employees causing injury or damage, this protection only activates if you also have employers’ liability insurance.
If you employ people, you’re required by law to have employers’ liability insurance.
There’s one exception here. Family businesses that aren’t incorporated as a limited company are not legally required to have employers’ liability insurance. The government defines a “family business” as one where all your employees are closely related to you (as a spouse, civil partner, sibling, child, parent, grandparent, grandchild, step-parent, stepchild or half-sibling). So if you run an unincorporated family business and you choose not to get employers’ liability insurance, it’s important to know that your public liability insurance wouldn’t cover you against damage or injury caused by your team.
We create this content for general information purposes and it should not be taken as advice. Always check policy documentation for details and seek professional advice. Read our full Terms and Conditions
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