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For the majority of small businesses, work tools are crucial. If yours were lost, stolen or damaged, would you have the backup to keep work ticking over? Having tools insurance in place lets you get on with what’s important, without the worry.
Whether it's hired equipment or your own personal tools, our insurance can have you covered. We can insure hand tools, power tools and plant equipment against loss, damage or theft.
Our tool cover is available when you buy public liability insurance. Just use our simple form to build a business insurance policy that’s tailored to you.
Cover from £4.77 a month, get insured in minutes. (10% of direct debit customers repay their annual policy in 10 monthly payments of £4.77 or less across all our trades insured. Based on data from 1 October 2019 - 31 March 2020, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)
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With Simply Business, you can insure up to £10,000 worth of tools and equipment. The level of cover you need will depend on your business, and what kind of tools you’re insuring.
In a nutshell, tools insurance can cover your hand-tools, power-tools and equipment against loss, damage or theft. If you need insurance for tools in your van, a hired plant, machinery, stock or contents you can get cover for these as well, all wrapped up in the same policy.
If you already have a policy with us and want to add this cover, give our team a call on 0333 014 6683. We’ll check you’re eligible, and help get you up to date.
It’s very important to make sure you understand what you need from your tools insurance. Use the check points below to get you thinking.
To ensure your tools are insured against the risk of damage or theft while they're in transit, check your policy documents to make sure that goods in transit cover is included.
Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist.
Read our reviews“It is a very good and easy to use service. I've been a customer for several years and the renewal system is very straight forward. I've always found the quotes competitive too. I'd definitely recommend Simply Business.”
– R Matthews, Handyman
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© Copyright 2021 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London, EC2V 7NG.