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Limited company insurance

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Trusted by 600,000 customers

Insuring businesses and landlords for over a decade

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Satisfaction score of 9/10

For public liability insurance

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Award-winning claims team

With a UK-based team available 24/7

Protect your Ltd company in minutes

Getting the right insurance for your limited company is important. It’s the back-up your business needs if a compensation claim is made against you.

Your limited company insurance requirements depend on the type of Ltd company you run and the risks you face.

Main types of business insurance for limited companies

Public liability insurance is a key cover for many businesses, as it can protect you if someone is injured or their property is damaged because of your business. Simply Business offers between £1 million and £5 million of public liability cover.

Employers’ liability insurance is a legal requirement for most limited companies that have employees, contractors, casual workers or temporary staff. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.

Professional indemnity insurance is a vital consideration for all businesses that give advice or offer professional services to other businesses. It covers you in the event that you give faulty advice that causes financial loss to a client.

With Simply Business you can combine multiple covers and tailor your policy to suit your own needs. Start a quote comparison now and get your Ltd company covered in just a few easy steps.

Cover from £6.81 a month, get insured in minutes. (10% of direct debit customers repay their annual policy in 10 monthly payments of £6.81 or less across all our trades insured. Based on data from 1 July - 31 December 2019, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

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Covers

  • Business insurance
  • Public liability insurance
  • Professional indemnity insurance
  • Employers' liability insurance
  • Commercial insurance
  • Personal accident insurance
  • Tool insurance
  • Business premises insurance
  • Business contents insurance
  • Business interruption insurance
  • Legal expenses insurance
  • Stock insurance
  • All business insurance covers

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Why Simply Business?

  • We're one of the UK's biggest business insurance providers
  • All settled claims paid within 24 hours
  • 9/10 Feefo ratings say we’re good (or excellent)
  • 600,000 customers (and counting)
  • Claims handled by an award-winning team
  • Quote comparisons available from multiple insurers
  • We run things from an expert, UK-based contact centre

Need more information? Check our Knowledge Centre:

  • Main types of business insurance
  • Do I need public liability insurance?
  • Do I need employers' liability insurance?

See our business insurance FAQ.

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What insurance do I need as a limited company?

If you employ people, you’re usually legally obliged to take out employers’ liability insurance. Most businesses aren’t required to take out any other cover, meaning it’s up to you to decide what’s sensible for your line of work. However, business insurance is one of the most effective ways to maintain a stable, safe workplace and income stream. Here are a few reasons why:

  • Public liability insurance can protect you from compensation claims, which can be so high that they’re impossible for a business to pay
  • Business insurance can be essential for securing contracts with clients – so check what’s needed and we’ll help you arrange cover
  • Lots of trade bodies will demand that their members are insured for certain things, such as professional indemnity. Whatever they require, we’ll help you get started
  • Additional covers like protection for stock, business interruption, business equipment insurance, business contents and building insurance can also be essential, should you hit a crisis that threatens your trade. So try and weigh up the potential risks, and decide what’s important to your business

Insurance by industry

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Other business types

  • Consultant insurance
  • Contractor insurance
  • Freelancer insurance
  • Home business insurance
  • Online retailer insurance
  • Self-employed insurance
  • Sole trader insurance
  • Startup insurance
  • More insurance by business type

Rated 4.7/5 by customers

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Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist.

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It is a very good and easy to use service. I've been a customer for several years and the renewal system is very straight forward. I've always found the quotes competitive too. I'd definitely recommend Simply Business.

R Matthews, Handyman

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Address

6th Floor99 Gresham StreetLondonEC2V 7NG

Sol House29 St Katherine's StreetNorthamptonNN1 2QZ

© Copyright 2020 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London, EC2V 7NG.