Online business insurance

Get tailored quotes in 7 minutes

  • UK-based expert support, online and on the phone
  • Get covered and all your documents the same day
  • Compare online business insurance quotes from trusted brands
Axa logo
zurich insurance

Why do you need online business insurance?

If you sell goods online, you need online business insurance to keep you and your products protected. Even if you run your business from home, it doesn’t mean you’re covered by an existing home insurance policy. Make sure you’ve got everything covered in case the worst happens.

  • Protect your stock so you don’t lose income
  • Cover yourself so you don’t pay unnecessary legal fees
  • Peace of mind so you can run your business without worry


What does online business insurance cover?

Insurance for ecommerce business covers what you need. Make sure you’re protected in case your stock is damaged, or if one of your customers takes you to court. Pick the cover that best suits your business and sleep easy knowing you’re insured.

How much does online business insurance cost?

Find out how much you’ll pay by comparing prices from a range of trusted insurers. You choose what goes into your policy, so you only pay for what you need.

Prices start from £4.95 per month

Get tailored quotes in 7 minutes

Example online retailer insurance quotes, real prices

Axa logo

How it works

Pick what goes into your policy

Get prices from a range of insurers

Buy online in minutes

Direct to
insurer

Highstreet
broker

Yes
No
Yes
Yes
Yes
No

How do I choose online retailer insurance?

Making sure you have the right type and level of business insurance can be the difference between getting a claim paid and having to cover the cost of an expensive accident yourself. Read our tips for guidance on what to consider when buying a policy.


Talk to an expert

Our team of UK-based insurance experts are here to help, Mon 09.00am – 05.30pm, Tues 09.00am – 05.30pm, Weds 09.00am – 05.30pm, Thurs 09.30am – 05.30pm, Fri 09.00am – 05.30pm, Sat 09.00am – 02.00pm

Call our team

0333 043 8527

Online

Contact us on our website whenever suits you

Phone

Call our insurance experts during office hours (calls are charged at a local rate)

FAQs

Find answers to common insurance questions


How do claims work?

Unlike price comparison websites, we take the hassle out of claims for you. We know how important it is to get your business back on track quickly – and with a minimum of fuss. That’s why you get access to your dedicated claims team any time, day or night. Call them on 0333 207 0560 or claim online. They’ll do their best to be fair and supportive.

£68 million in claims paid out in 2024

Example online retail insurance claim

Having insurance for online business through Simply Business has saved online retailers thousands of pounds when the unexpected happened.

Vanessa saved more than £3,400

Vanessa (not her real name) was storing her products in her basement when an underground water pipe burst. The products were soaking wet so she couldn’t sell them. Luckily, Vanessa’s insurance covered the cost of the damaged stock.

Online retailer insurance FAQ

Whether you’re new to buying business insurance for ecommerce or you’ve been trading for a while, here are the answers to some commonly asked questions about online retailer insurance. You can also check out our business insurance FAQs.