Nursery insurance

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Why is playgroup insurance important?

In the baby room or supervising preschoolers – wherever childcare takes you, accidents, slip-ups, and unexpected events can hit hard. From public liability insurance for nurseries, built to support you through a costly injury or property damage claim, to employers’ liability cover for your staff, our insurance works to protect the invaluable work you do.

  • nursery insurance, UK-based claims and customer service team
  • rated 4.8/5 based on 39.9K public liability customer reviews
  • peace of mind, letting you focus on the children, not the what-ifs


What does nursery school insurance cover?

From young babies to preschoolers preparing for reception, you know your children and sector best. So we put you in charge of your nursery insurance policy, providing options for different risks and priorities. Most nurseries, playgroups, and crèches start with public liability insurance and add other specific cover for their employees, equipment, legal fees, and personal accidents, depending on their nursery business set-up.


How much does nursery insurance cost?

Find out how much you’ll pay by comparing prices from a range of trusted insurers. You choose what goes into your policy, so you only pay for what you need.

Prices start from £4.95 per month

Get tailored quotes in 7 minutes – prices are guaranteed for 30 days.

Get tailored quotes in 7 minutes

Example nursery insurance quotes, real prices

chiswell insurance
chiswell insurance

What kind of excess should I expect?

An excess is an amount you pay towards any claim you make on your insurance. For example, if your excess is £250 and you make a claim worth £1000, your payout will be a maximum of £750.

Insurance cover

Lowest excess

Highest excess

Public liability

£100

£2500

Employers’ liability

No excess

No excess

Tools

£60

£500

Stock

£100

£500

Business and office equipment

£50

£750

The figures above are for guidance only and any excess applying to your quote may differ. You’ll get a breakdown of the excesses for each quote when you compare with us.


How it works

Pick what goes into your policy

Get prices from a range of insurers

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How do I choose insurance?

Making sure you have the right type and level of business insurance can be the difference between getting a claim paid and having to cover the cost of an expensive accident yourself. Read our tips for guidance on what to consider when buying a policy.


Talk to an expert

Our team of UK-based insurance experts are here to help, Mon 09.00am – 05.30pm, Tues 09.00am – 05.30pm, Weds 09.00am – 05.30pm, Thurs 09.30am – 05.30pm, Fri 09.00am – 05.30pm, Sat 09.00am – 02.00pm

Call our team

0333 043 8527

Online

Contact us on our website whenever suits you

Phone

Call our insurance experts during office hours (calls are charged at a local rate)

FAQs

Find answers to common insurance questions


How do claims work?

Unlike price comparison websites, we take the hassle out of claims for you. We know how important it is to get your business back on track quickly – and with a minimum of fuss. That’s why you get access to your dedicated claims any time, day or night. Call them on 0333 207 0560 or claim online. They’ll do their best to be fair and supportive.

£51 million in claims paid out in 2023

83% of claims were settled in 2023

Example claim

Having nursery or crèche insurance through Simply Business has saved professionals thousands of pounds when the unexpected happened.

Ipek saved more than £51,000

Ipek (not her real name) received a call from one of her nursery staff, following an overnight break-in and arson incident. Three play rooms, a bathroom, flooring and play equipment were damaged, as well as multiple other items. The cover in Ipek’s nursery school insurance policy helped pay the repair and replacement costs.

Nursery and preschool insurance FAQ

Whether you’re new to buying business insurance or you’ve been trading for a while, here are the answers to some commonly asked questions about nursery or preschool insurance costs, and other aspects of your cover. You can also check out our business insurance FAQs.

We create this content for general information purposes and it should not be taken as advice. Always check policy documentation for details and seek professional advice. Read our full Terms and Conditions