Guest house insurance

Get tailored quotes in 7 minutes

  • UK-based expert support, online and on the phone
  • Get covered and all your documents the same day
  • Compare tailored insurance quotes for guest houses from trusted brands
Guest sitting on a hotel bed
Axa logo
zurich insurance

Guest house insurance – why is it important?

Looking after guests and maintaining your property are just two of the specific risks you face as a guest house owner. If a claim came up, would you have the funds to handle it? By combining covers, you can protect your property against the specific challenges you face.

We provide insurance for both licensed and unlicensed guest houses. Just select the option that is relevant to you.

  • peace of mind, letting you focus on your property, not the what-ifs
  • UK-based claims team, award-winning and available 24/7
  • trusted by over 315,000 landlords for flexible, tailored cover


What does guest house insurance cover?

Buildings and contents insurance are usually the first covers guest house owners include when creating a policy. This protects your property in case of damage or it’s destroyed due to an incident like escape of water or a storm. Then, you can add covers that protect against other risks.


How much does guest house insurance cost?

Find out how much you’ll pay by comparing prices from a range of trusted insurers. You choose what goes into your policy, so you only pay for what you need.

Prices start from £4.95 per month

Get tailored quotes in 7 minutes

What kind of excess should I expect?

An excess is an amount you pay towards any claim you make on your insurance. For example, if your excess is £250 and you make a claim worth £1000, your payout will be a maximum of £750.

Insurance cover

Lowest excess

Highest excess

Main Building

£100

£2,500

Fixtures & fittings

£100

£2,500

Landlord contents

£100

£2,500

Accidental damage

£100

£500

Landlord liability

No excess

£500


How it works

Pick what goes into your policy

Get prices from a range of insurers

Buy online in minutes

Direct to
insurer

Highstreet
broker

Yes
No
Yes
Yes
Yes
No

Talk to an expert

Our team of UK-based insurance experts are here to help, Mon 09.00am – 05.30pm, Tues 09.00am – 05.30pm, Weds 09.00am – 05.30pm, Thurs 09.30am – 05.30pm, Fri 09.00am – 05.30pm, Sat 09.00am – 02.00pm

Call our team

0333 043 8527

Online

Contact us on our website whenever suits you

Phone

Call our insurance experts during office hours (calls are charged at a local rate)

FAQs

Find answers to common insurance questions


How do insurance claims work for guest house?

Unlike price comparison websites, we take the hassle out of claims for you. We know how important it is to get your business back on track quickly – and with a minimum of fuss. That’s why you get access to your dedicated claims team any time, day or night. Call them on 0333 207 0560 or claim online. They’ll do their best to be fair and supportive.

£68 million in claims paid out in 2024



Guest house insurance FAQs

Whether you’re new to buying business insurance or you’ve been trading for a while, here are the answers to some commonly asked questions about insurance for off licences. You can also check out our business insurance FAQs.