Groundworkers insurance

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  • UK-based expert support, online and on the phone
  • Get covered and all your documents the same day
  • Get tailored insurance quotes for groundworkers from trusted brands
Groundworkers digging some ground
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Why is groundworker insurance important?

From the equipment you use to employees you have on site, your trade comes with specific risks. We cover thousands of construction companies every year, and understand what goes into a solid ground worker insurance policy. Whether it’s a public liability case or equipment theft, our 24/7 UK-based claims team are ready to go.

  • protection from big claims for third party injury or property damage
  • public liability insurance for groundworkers between £1 million and £5 million
  • quotes start at £4.95 a month*


What does groundwork insurance cover?

We’ll start with public liability insurance, designed to cover property damage or injuries to the public. Many ground workers’ insurance policies include employers’ liability cover – a legal requirement for most businesses with employees – plus your own personal accident insurance and protection for your tools and equipment.

Looking for more general construction business cover? Switch over to our construction worker insurance, for quotes geared to your trade and contracts.


How much does groundworks insurance cost?

Find out how much you’ll pay by comparing prices from a range of trusted insurers. You choose what goes into your policy, so you only pay for what you need.

Prices start from £4.95 per month

Get tailored quotes in 7 minutes

Example groundworker insurance quotes, real prices


How it works

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Talk to an expert

Our team of UK-based insurance experts are here to help, Mon 09.00am – 05.30pm, Tues 09.00am – 05.30pm, Weds 09.00am – 05.30pm, Thurs 09.30am – 05.30pm, Fri 09.00am – 05.30pm, Sat 09.00am – 02.00pm

Call our team

0333 043 8527

Online

Contact us on our website whenever suits you

Phone

Call our insurance experts during office hours (calls are charged at a local rate)

FAQs

Find answers to common insurance questions


How do claims work?

Unlike price comparison websites, we take the hassle out of claims for you. We know how important it is to get your business back on track quickly – and with a minimum of fuss. That’s why you get access to your dedicated claims any time, day or night. Call them on 0333 207 0560 or claim online. They’ll do their best to be fair and supportive.

£68 million in claims paid out in 2024

Example claim

Having groundworkers’ insurance through Simply Business has saved trade professionals thousands of pounds when the unexpected happened.

Gary saved more than £8,421

Gary (not his real name) hit a public sewer pipe while digging on site, causing significant damage to the contract works and other property. The public liability cover in his groundworker insurance policy covered him for third party property damage.



Insurance for groundworkers FAQs

Whether you’re new to buying business insurance or you’ve been trading for a while, here are the answers to some commonly asked questions about groundwork insurance. You can also check out our business insurance FAQs.

We create this content for general information purposes and it should not be taken as advice. Always check policy documentation for details and seek professional advice. Read our full Terms and Conditions