Face painting insurance

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Insurance for face painting – why is it important?

Side hustle or a full-time job, face painting does carry specific business risks. It’s a face-to-face activity, bringing you up close to clients, and you’re using all sorts of products and materials to bring your creation to life. Accidents do happen, so specific insurance can be an essential tool, covering injuries, property damage, stock, and equipment.

  • public liability insurance for face painting, up to £10 million
  • optional personal accident cover, in case an incident stops you working
  • rated 4.8/5 based on 39.9K public liability customer reviews


What does face painting insurance cover?

Typically, we’ll start with face painting liability insurance, built to cover businesses like yours against third party accidents, from property damage to an injury or illness. From there, you can add specific cover for your employees – if you have any, employers’ liability is usually a legal requirement – stock, tools, and equipment, depending on your business needs.


How much does face painter insurance cost?

Find out how much you’ll pay by comparing prices from a range of trusted insurers. You choose what goes into your policy, so you only pay for what you need.

Prices start from £4.95 per month

Get tailored quotes in 7 minutes – prices are guaranteed for 30 days.

Get tailored quotes in 7 minutes

Example face painting insurance quotes, real prices

chiswell insurance

What kind of excess should I expect?

An excess is an amount you pay towards any claim you make on your insurance. For example, if your excess is £250 and you make a claim worth £1000, your payout will be a maximum of £750.

Insurance cover

Lowest excess

Highest excess

Public liability

£100

£2500

Employers’ liability

No excess

No excess

Tools

£60

£500

Stock

£100

£500

Business and office equipment

£50

£750


How it works

Pick what goes into your policy

Get prices from a range of insurers

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How do I choose insurance?

Making sure you have the right type and level of business insurance can be the difference between getting a claim paid and having to cover the cost of an expensive accident yourself. Read our tips for guidance on what to consider when buying a policy.


Talk to an expert

Our team of UK-based insurance experts are here to help, Mon 09.00am – 05.30pm, Tues 09.00am – 05.30pm, Weds 09.00am – 05.30pm, Thurs 09.30am – 05.30pm, Fri 09.00am – 05.30pm, Sat 09.00am – 02.00pm

Call our team

0333 043 8527

Online

Contact us on our website whenever suits you

Phone

Call our insurance experts during office hours (calls are charged at a local rate)

FAQs

Find answers to common insurance questions


How do claims work?

Unlike price comparison websites, we take the hassle out of claims for you. We know how important it is to get your business back on track quickly – and with a minimum of fuss. That’s why you get access to your dedicated claims any time, day or night. Call them on 0333 207 0560 or claim online. They’ll do their best to be fair and supportive.

£51 million in claims paid out in 2023

83% of claims were settled in 2023

Example claim

Having face painters’ insurance through Simply Business has saved professionals thousands of pounds when the unexpected happened.

Ella saved more than £1,000

Ella (not her real name) arrived to open her premises for the day and found the door had been kicked in, and a laptop stolen. The business and office equipment cover added to Ella’s face painting insurance policy helped cover the replacement cost.



Insurance for face painters FAQ

Whether you’re new to buying business insurance or you’ve been trading for a while, here are the answers to some commonly asked questions about face painting insurance. You can also check out our business insurance FAQs.

We create this content for general information purposes and it should not be taken as advice. Always check policy documentation for details and seek professional advice. Read our full Terms and Conditions