Buildings insurance for landlords
Join over 315,000 property owners like you with cover from £13.61 per month*
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10% of customers pay the equivalent of £13.61 a month*

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Rated 4.6/5
Based on 39.9K reviews

Claims paid in 24 hours
For 80% of settled claims
Why is landlords building insurance important?
A fire over Christmas or subsidence you’re not expecting – damage to your building can mean more than just a few weeks of repairs. If the property is badly damaged and a rebuild is on the cards, landlord buildings insurance can cover the cost, along with loss of rental income and property owners’ liability cover from £2 million.
- buildings insurance for landlords, UK customer service and claims team
- property owners’ liability cover – choose from £2 million or £5 million
- rebuild your property with expert cover up to £1 million
What does landlord building insurance cover?
Landlord building insurance is designed to cover rebuild or repair costs – we can cover up to £1 million – if your property is damaged during an event like a fire or storm, or if it’s vandalised. Our policies also provide £2 million or £5 million property owners’ liability insurance options, built to support you with claims for third-party injuries or property damage.
This content has been created for general information purposes. Make sure you have the right level of landlord insurance by checking your policy documentation for details. Read our full Terms and Conditions
Buildings insurance for landlords – how much does it cost?
Find out how much you’ll pay by comparing prices from a range of trusted insurers. You choose what goes into your policy, so you only pay for what you need.
Prices start from £13.61 per month
Get tailored quotes in 7 minutes – prices are guaranteed for 30 days.
Get tailored quotes in 7 minutes
*The price is for building and £2 million property owners’ liability insurance only – 10% of customers paid £163.27 or less annually in 1st Feb – 30th April 2025. Equivalent to £13.61 a month (and excludes the extra costs for paying monthly). If you complete a quote, more types of cover will be available, including up to £5 million of property owners’ liability insurance. These all have additional costs.
Example landlord building insurance quotes, real prices

£30.63 /month
£272.3 /year
Renting out a small 1 bedroom terraced house that will be unoccupied for the first 50 days of policy
- Residential
- Terraced / End terrace house
- 1 bedroom
- 1 bathroom
- Built between 1945 and 1979
- 2-3 years
- Unoccupied
- Based in Sheffield
Landlord buildings
£100,001 to £125,000
Property owners’ liability
£2,000,000
Accidental Damage
Not included

£181.97 /month
£1,617.50 /year
Renting out an entire building with multiple flats, some of which won’t be occcupied from the start of the policy
- Residential
- Entire building with multiple flats converted building or house
- Built between 1980 and 1989
- Over 5 years
- Occupied
- Based in Dundee
Landlord buildings
£750,001 to £1,000,000
Property owners’ liability
£5,000,000
Accidental Damage
Included
How we work out example quotes These examples are real quotes from our online system (created 29/10/2021). They’re based on a range of factors, like employees and location. Your own quote will be based on what you tell us about your property. Prices may go up or down from day to day, so the prices you’re quoted may differ to the ones you see here.
How it works
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Only pay for what you need
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Get your documents the same day

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Our team of UK-based insurance experts are here to help, Mon 09.00am – 05.30pm, Tues 09.00am – 05.30pm, Weds 09.00am – 05.30pm, Thurs 09.30am – 05.30pm, Fri 09.00am – 05.30pm, Sat 09.00am – 02.00pm

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How do claims work?
Unlike price comparison websites, we take the hassle out of claims for you. We know how important it is to get your business back on track quickly – and with a minimum of fuss. That’s why you get access to your dedicated claims any time, day or night. Call them on 0333 207 0560 or claim online. They’ll do their best to be fair and supportive.
£68 million in claims paid out in 2024
76% of claims were settled in 2024.
The figure above is rounded across our range of products. “Settled” covers paid, declined or withdrawn. Our claims process may vary for different products and operates on a ‘claim by claim’ basis. Our specialist partner Sedgwick will pay the claims on behalf of the insurer. Reviewed on 26/02/2025.
Example claim
Having landlords’ building insurance through Simply Business has saved landlords thousands of pounds when the unexpected happened.
Muhammad saved more than £38,200
Muhammad (not his real name) was alerted to a fire in his property, caused by a chip pan. The fire caused extensive damage to the property’s walls, ceiling, and units. There was also smoke damage throughout, and resulting damage to a neighbouring property. The fire cover in his landlords’ building insurance covered partial rebuild and repair works.
Insurance payout
£38,252.16
Covering the cost of fire damage
Insurance payout
Covering the cost of fire damage
Covering the cost of fire damage
Chosen by nearly one million small business and landlord customers
We started out as a team of five back in 2005. We’ve grown since then, with nearly a million customers across 1,500 trades now trusting us to provide their business insurance.
Landlord buildings insurance FAQ
Whether you’re new to buying landlord insurance or you’ve been letting your property for a while, here are the answers to some commonly asked questions about landlord building insurance. You can also check out our landlord insurance FAQs.
This content has been created for general information purposes. Make sure you have the right level of landlord insurance by checking your policy documentation for details. Read our full Terms and Conditions.