Insurance for welders

Tailored insurance, built for welders

From day one of any project, your clients look to you for care, expert solutions and above all, a truly personal service. Whether it’s two people running your business or just you and a van, arranging the right cover is essential – in case something goes wrong. With Simply Business you can build a policy that protects you, your premises, and your clients, plus any specialist equipment or tools. It’s quick, quality cover, without the hassle.

What insurance do welders need?

Public liability insurance is often a very important cover for welders, as it can protect you if someone is injured or their property is damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.

Personal accident insurance covers serious injury and will pay out for the likes of lost income and medical costs. Working as a welder exposes you to certain risks, and you should consider this cover if you would struggle to make ends meet if left unable to work following an accident.

Other covers available to welders include tool insurance, plant and machinery insurance and business equipment insurance.

Welder insurance policy details

• Make sure you read your policy documents carefully in order to understand any exclusions
• Be careful not to underestimate the replacement value of your equipment, if arranging tools cover
• If you employ people, even in your own home, you are legally obliged to take out employers’ liability insurance. Failure to do so could result in heavy fines
• Ask your clients what level of public liability cover they expect, and buy accordingly