Lifestyle consultants' insurance

Tailored insurance in one simple policy

For a lifestyle consultant, every client and project is unique – and you need insurance that reflects this. With Simply Business you can build a policy that works for you and your clients, choosing from a range of key covers to create a single premium, a single renewal date, and a single set of documents. Whether you work on your own or employ people, it’s quick, quality cover, without the hassle.

Cover from £6.82 a month, get insured in minutes. (10% of direct debit customers repay their annual policy in 10 monthly payments of £6.82 or less across all our trades insured. Based on data from 1 October 2019 - 31 March 2020, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

What insurance do lifestyle consultants need?

Public liability insurance is often an important cover for businesses, as it can protect you if someone is injured or their property is damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

Professional indemnity insurance is a vital consideration for all businesses that give advice or offer professional services to other businesses. It covers you in the event that you give faulty advice that causes financial loss to a client.

If you have employees, contractors, casual workers or temporary staff, you’re required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.

Another important consideration is where you’re based. Whether you work from an office or at home, our business premises options will help take care of the day to day risks, letting you concentrate on the job in hand.

Why Simply Business?

• Over 750,000 customers (and counting)
• Online quotes, in under 10 minutes
• Claims handled by an award-winning team
• Quote comparisons from multiple insurers
• An expert, UK-based contact centre

All of this, plus expert insight and connections in our Knowledge Centre, full of tips, articles, videos, and podcasts to help you run your business. You can also check out our business insurance FAQs.

Lifestyle consultant cover details

• Make sure you read your policy documents carefully and that you understand any exclusions that may apply
• Find out what level of professional indemnity insurance your clients might expect before you buy
• If you employ people, even in your own home, you’re legally obliged to take out employers’ liability insurance. Not doing this could lead to a heavy fine