New business interruption insurance will not cover claims resulting from events that are already taking place. This means Covid-19-related claims are unlikely to be covered. If you have an existing policy, use our cover checker. Our coronavirus support hub has guides and templates to help you through the pandemic.
Compare quotes from leading brands
Insuring businesses and landlords for over a decade
With a UK-based team available 24/7
If a crisis were to hit your business, would you be ready to survive and overcome it? Many well-run small businesses simply don’t have the resources needed to continue trading, and at some point have to sell up, or close. Business interruption insurance - also known as business income insurance - is there to help you through the rocky patches, getting you back on your feet and trading as usual.
Selling products online?
We can cover your online trade, with specialist online retailers insurance, built for businesses that sell on the web.
Cover from £6.77 a month, get insured in minutes. (10% of direct debit customers repay their annual policy in 10 monthly payments of £6.77 or less across all our trades insured. Based on data from 1 Jan 2021 - 31st August 2021, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)Start your quote
Business interruption insurance covers the consequential loss of income a business may experience following an insured and unexpected event - such as a fire. Both the indirect loss of business and your revenue can be protected by the cover.
Simply Business chief operating officer, Chris Slater, explains the ins and outs of business interruption insurance, and why cover can be crucial for small businesses.
If some kind of material damage has disrupted your business, causing you a loss or difficulty in paying your employees, trading can become impossible, at least temporarily. Business interruption insurance provides you with the financial cover you need, to get back on track.
For example, if a flood destroyed the contents of your business premises, you’d probably have to stop operating. Business interruption insurance would cover your lost revenue from this, as long as your contents are also insured.
If you already have a policy with us and want to add this cover, give our team a call on 0333 014 6683. We’ll check you’re eligible, and help get you up to date.
Business interruption insurance can make the crucial difference between survival and closure for many small businesses. Disaster can strike at any time, and this cover can:
The UK is increasingly at risk from flash floods in localised areas, putting many pubs, shops, restaurants and services out of business in the last few years. Business protection insurance is designed to strengthen you against this.
Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist.Read our reviews
“It is a very good and easy to use service. I've been a customer for several years and the renewal system is very straight forward. I've always found the quotes competitive too. I'd definitely recommend Simply Business.”
– R Matthews, Handyman
6th Floor99 Gresham StreetLondonEC2V 7NG
Sol House29 St Katherine's StreetNorthamptonNN1 2QZ
© Copyright 2021 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London, EC2V 7NG.