Public liability insurance for musicians

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  • UK-based expert support, online and on the phone
  • Get covered and all your documents the same day
  • Compare tailored musicians insurance from trusted brands
A musician playing the guitar and singing in front of other band members.
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Insurance for musicians – why is it important?

Whether it’s protecting your equipment, your audience, or yourself, a flexible insurance policy can allow you to play with peace of mind. With the right cover you can get back to business as normal. You can start with public liability insurance and build from there.

  • optional personal accident cover for your own injuries, or anyone on the policy
  • public and product liability between £1 million and £10 million
  • trusted by over nearly a million customers small UK businesses for flexible, tailored cover


What does musicians insurance cover?

Most businesses usually start with public liability insurance when building a policy. It protects your business against injury, illness, and property damage claims from members of the public. Beyond that, you can tailor your policy to cover the different risks your business faces.


How much does public liability insurance for musicians cost?

Find out how much you’ll pay by comparing prices from a range of trusted insurers. You choose what goes into your policy, so you only pay for what you need.

Prices start from £4.95 per month

Get tailored quotes in 7 minutes

What kind of excess should I expect?

An excess is an amount you pay towards any claim you make on your insurance. For example, if your excess is £250 and you make a claim worth £1000, your payout will be a maximum of £750.

Insurance cover

Lowest excess

Highest excess

Public liability

No excess

£750

Employers’ liability

No excess

No excess

Contents

£200

£4,000

Stock

£200

£4,000


How it works

Pick what goes into your policy

Get prices from a range of insurers

Buy online in minutes

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Talk to an expert

Our team of UK-based insurance experts are here to help, Mon 09.00am – 05.30pm, Tues 09.00am – 05.30pm, Weds 09.00am – 05.30pm, Thurs 09.30am – 05.30pm, Fri 09.00am – 05.30pm, Sat 09.00am – 02.00pm

Call our team

0333 043 8527

Online

Contact us on our website whenever suits you

Phone

Call our insurance experts during office hours (calls are charged at a local rate)

FAQs

Find answers to common insurance questions


How do insurance claims work for musicians?

Unlike price comparison websites, we take the hassle out of claims for you. We know how important it is to get your business back on track quickly – and with a minimum of fuss. That’s why you get access to your dedicated claims team any time, day or night. Call them on 0333 207 0560 or claim online. They’ll do their best to be fair and supportive.

£68 million in claims paid out in 2024

Musicians insurance FAQs

Whether you’re new to buying business insurance or you’ve been trading for a while, here are the answers to some commonly asked questions about insurance for off licences. You can also check out our business insurance FAQs.