HR consultant insurance
Join over nearly a million customers (including over 1,000 HR consultants like you) – we offer public liability cover from £4.95*
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10% of customers pay the equivalent of £4.95 a month*

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Rated 4.6/5
Based on 39.9K reviews

Claims paid in 24 hours
For 80% of settled claims
Why do you need HR insurance?
From your first project meeting to the final catch-up, the knowledge and experience you bring to every problem gets you widely referred. Insurance for HR consultants can put a backstop against your expertise, focusing on key covers like professional indemnity insurance, in case the advice you give causes a financial loss for your client, or they claim for negligence.
- professional indemnity insurance for HR consultants – £50,000 to £5 million
- 24/7 UK-based claims support from an expert team
- equipment, accident and employee cover – you choose what you need
Insurance for HR consultants – what does it cover?
We’ll start with professional indemnity (PI) cover, a key part of most HR consultant insurance policies. Our PI protection includes cover for negligence, as well as breaches of confidentiality, defamation and intellectual property infringement. From there, you can build in covers like public liability insurance for accidents and injuries, plus employers’ liability cover if you need it.
We create this content for general information purposes and it should not be taken as advice. Always check policy documentation for details and seek professional advice. Read our full Terms and Conditions
How much does HR consultant insurance cost?
Find out how much you’ll pay by comparing prices from a range of trusted insurers. You choose what goes into your policy, so you only pay for what you need.
Prices start from £4.95 per month
Get tailored quotes in 7 minutes – prices are guaranteed for 30 days.
Get tailored quotes in 7 minutes
The price is for up to £2 million of public liability insurance – 10% of customers paid £59.34 or less annually between 1st Feb – 30th April 2025. Equivalent to £4.95 a month (and excludes the extra costs for paying monthly). 82% of customers have a £1 million limit and 18% £2 million. If you complete a quote, more types of cover will be available. These all have additional costs.
Example HR consultant quotes, real prices

£15.62 /month
£136.22 /year
A freelance hr consultant that works for local businesses in helping them set up human resource needs
- 1-2 years’ experience
- Sole trader
- No employees
- Based in Nottingham
Public liability
£1,000,000
Employers liability
Not included
Professional indemnity
£100,000

£92.07 /month
£818.37 /year
A hr consultancy firm that helps audit medium/large businesses and advises on human resource policies and procedures
- 5+ years’ experience
- Limited company
- 3 employees
- Based in Manchester
Public liability
£5,000,000
Employers liability
£10,000,000
Professional indemnity
£1,000,000
How we work out example quotes These examples are real quotes from our online system (created 19/04/2021). They’re based on a range of factors, like employees and location. Your own quote will be based on what you tell us about your business. Prices may go up or down from day to day, so the prices you’re quoted may differ to the ones you see here.
What kind of excess should I expect?
An excess is an amount you pay towards any claim you make on your insurance. For example, if your excess is £250 and you make a claim worth £1000, your payout will be a maximum of £750.
Insurance cover | Lowest excess | Highest excess |
---|---|---|
Professional indemnity | No excess | £2500 |
Public liability | £200 | £750 |
Contents | £100 | £750 |
Portable equipment | £100 | £500 |
Employers liability | No excess | No excess |
The figures above are for guidance only and any excess applying to your quote may differ. You’ll get a breakdown of the excesses for each quote when you compare with us.
How it works
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How do I choose insurance?
Making sure you have the right type and level of business insurance can be the difference between getting a claim paid and having to cover the cost of an expensive accident yourself. Read our tips for guidance on what to consider when buying a policy.
Talk to an expert
Our team of UK-based insurance experts are here to help, Mon 09.00am – 05.30pm, Tues 09.00am – 05.30pm, Weds 09.00am – 05.30pm, Thurs 09.30am – 05.30pm, Fri 09.00am – 05.30pm, Sat 09.00am – 02.00pm

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How do claims work?
Unlike price comparison websites, we take the hassle out of claims for you. We know how important it is to get your business back on track quickly – and with a minimum of fuss. That’s why you get access to your dedicated claims any time, day or night. Call them on 0333 207 0560 or claim online. They’ll do their best to be fair and supportive.
£68 million in claims paid out in 2024
76% of claims were settled in 2024.
The figure above is rounded across our range of products. “Settled” covers paid, declined or withdrawn. Our claims process may vary for different products and operates on a ‘claim by claim’ basis. Our specialist partner Sedgwick will pay the claims on behalf of the insurer. Reviewed on 26/02/2025.
Chosen by nearly one million small business and landlord customers
We started out as a team of five back in 2005. We’ve grown since then, with nearly a million customers across 1,500 trades now trusting us to provide their business insurance.
HR consultant insurance FAQs
Whether you’re new to buying business insurance or you’ve been trading for a while, here are the answers to some commonly asked questions about HR consultant insurance. You can also check out our business insurance FAQs.
We create this content for general information purposes and it should not be taken as advice. Always check policy documentation for details and seek professional advice. Read our full Terms and Conditions