Craft insurance
Join nearly a million customers (including over 6,500 crafters) – we offer public liability cover from £4.95
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- Compare tailored craft insurance quotes from trusted brands
10% of customers pay the equivalent of £4.95 a month*

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Rated 4.6/5
Based on 39.9K reviews

Claims paid in 24 hours
For 80% of settled claims
Why do you need craft insurance?
When you’re making brilliant creations to sell at a craft stall, the last thing you want to worry about is mistakes, accidents, injury and damage. But what if someone trips over your table? Or hurts themselves on an item you’ve sold? Insurance helps you cover yourself against the costs of things going wrong. (Selling crafts online instead? You’ll need to set your trade as ‘online retailer’, then ‘arts and crafts’, on our quote form.)
- Protection against big claims, including legal costs and medical expenses payouts
- Peace of mind in case something happens to the craft materials and the products in your sales inventory
- Cover what you need, whether you work alone or you have others working with you
What does craft insurance cover?
Your insurance should be as bespoke as your craft. That’s why we give you the choice about what to put in your policy. From the public and product liability insurance for crafters uk to an extra layer of protection against personal accidents, you choose the cover that suits you.
This content has been created for general information purposes. Make sure you have the right level of business insurance by checking your policy documentation for details. Read our full Terms and Conditions
How much does craft insurance cost?
The cost of your craft insurance will vary depending on a few different factors. The type of products you make and sell, the location of your business, and level of cover you need will all contribute to your final price.
Find out how much you’ll pay by comparing prices for craft insurance from a range of trusted insurers. You choose what goes into your policy, so you only pay for what you need.
Prices start from £4.95 per month
Get tailored quotes in 7 minutes – prices are guaranteed for 30 days.
Get tailored quotes in 7 minutes
The price is for up to £2 million of public liability insurance – 10% of customers paid £59.34 or less annually between 1st Feb – 30th April 2025. Equivalent to £4.95 a month (and excludes the extra costs for paying monthly). 82% of customers have a £1 million limit and 18% £2 million. If you complete a quote, more types of cover will be available. These all have additional costs.
Example crafters insurance quotes, real prices

£14.61 /month
£146.07 /year
A new set up self employed crafter who sells online
- Less than 1 years’ experience
- Sole trader
- No employees
- Based in Brighton
Public liability
£2,000,000
Employers’ liability
Not included
Stock
Not included

£111.67 /month
£1,116.66 /year
A small arts and craft shop with two employees and sells online
- 5+ years’ experience
- Limited company
- 2 employees
- Based in Sheffield
Public liability
£2,000,000
Employers’ liability
£10,000,000
Stock
£20,000
How we work out example quotes: These examples are real quotes from our online system (created 01/10/2024). They’re based on a range of factors, like employees and location. Your own quote will be based on what you tell us about your business. Prices may go up or down from day to day, so the prices you’re quoted may differ to the ones you see here.
How it works
Pick what goes into your policy
Only pay for what you need
Get prices from a range of insurers
Choose the best fit for you
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Get your documents the same day

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How do I choose insurance?
Making sure you have the right type and level of business insurance can be the difference between getting a claim paid and having to cover the cost of an expensive accident yourself. Read our tips for guidance on what to consider when buying a policy.
Talk to an expert
Our team of UK-based insurance experts are here to help, Mon 09.00am – 05.30pm, Tues 09.00am – 05.30pm, Weds 09.00am – 05.30pm, Thurs 09.30am – 05.30pm, Fri 09.00am – 05.30pm, Sat 09.00am – 02.00pm

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How do insurance for crafters uk claims work?
Unlike price comparison websites, we take the hassle out of claims for you. We know how important it is to get your business back on track quickly – and with a minimum of fuss. That’s why you get access to your dedicated claims any time, day or night. Call them on 0333 207 0560 or claim online. They’ll do their best to be fair and supportive.
£68 million in claims paid out in 2024
76% of claims were settled in 2024.
The figure above is rounded across our range of products. “Settled” covers paid, declined or withdrawn. Our claims process may vary for different products and operates on a ‘claim by claim’ basis. Our specialist partner Sedgwick will pay the claims on behalf of the insurer. Reviewed on 26/02/2025.
Example craft cover claim
Having craft insurance through Simply Business has saved crafters thousands of pounds when the unexpected happened.
Marguerite saved more than £1,250
After a heavy storm one day, Marguerite (not her real name) realised the shed where she kept all her stock had been blown away by the wind. She took photos of the damage and the remnants of her crafts strewn all over her garden. Thankfully she had an insurance policy in place, so she was able to make a claim for the value of the items she’d lost.
Insurance payout
£1,250.00
Covering the cost of lost stock
Insurance payout
Covering the cost of lost stock
Covering the cost of lost stock
Chosen by nearly one million small business and landlord customers
We started out as a team of five back in 2005. We’ve grown since then, with nearly a million customers across 1,500 trades now trusting us to provide their business insurance.
Crafters insurance FAQs
Whether you’re new to buying business craft business insurance or you’ve been trading for a while, here are the answers to some commonly asked questions about craft insurance. You can also check out our business insurance FAQs.
We create this content for general information purposes and it should not be taken as advice. Always check policy documentation for details and seek professional advice. Read our full Terms and Conditions