Carpet fitter insurance
Join over nearly a million customers (including over 2,000 carpet fitters) – we offer public liability cover from £4.95*
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- Get covered and all your documents the same day
- Compare tailored carpet fitter insurance quotes from trusted brands
10% of customers pay the equivalent of £4.95 a month*

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Rated 4.6/5
Based on 39.9K reviews

Claims paid in 24 hours
For 80% of settled claims
Why do you need carpet fitter insurance?
Out on a commercial job or doing admin from the sofa, a day in the trade presents risks all the time, even if you’re working solo. From an employee injury claim to ruined carpet stock and materials, would you have the funds ready to pick up and carry on? Choose from a range of covers to build the right policy.
- public and product liability between £1 million and £10 million
- PL quotes start at £4.95 a month
- protection from big claims like accidental injury and damage
What does carpet fitter insurance cover?
From employee injuries to ruining a client’s carpet order, trade-specific insurance can cover you for a range of risks. An employers’ liability claim, for example, can run into millions of pounds, especially when working on high-risk sites or with specialist equipment. We provide options for employers’ liability, plus public and product liability, tools, and personal accident cover.
This content has been created for general information purposes. Make sure you have the right level of business insurance by checking your policy documentation for details. Read our full Terms and Conditions
How much does carpet fitter insurance cost?
Find out how much you’ll pay by comparing prices from a range of trusted insurers. You choose what goes into your policy, so you only pay for what you need.
Prices start from £4.95 per month
Get tailored quotes in 7 minutes – prices are guaranteed for 30 days.
Get tailored quotes in 7 minutes
The price is for up to £2 million of public liability insurance – 10% of customers paid £59.34 or less annually between 1st Feb – 30th April 2025. Equivalent to £4.95 a month (and excludes the extra costs for paying monthly). 82% of customers have a £1 million limit and 18% £2 million. If you complete a quote, more types of cover will be available. These all have additional costs.
Example carpet fitter insurance quotes, real prices

£14.41 /month
£144.08 /year
A self-employed carpet fitter working on local residential and commercial properties
- 1-2 years’ experience
- Sole trader
- No employees
- Based in Leicester
Public liability
£1,000,000
Employers’ liability
Not included
Tools
Not included

£88.09 /month
£880.89 /year
A small carpet fitting business working on projects across the UK, with one office-based employee
- 5+ years’ experience
- Limited company
- 3 employees
- Based in Stoke-on-Trent
Public liability
£2,000,000
Employers’ liability
£10,000,000
Tools
£7,000
How we work out example quotes These examples are real quotes from our online system (created 18/03/2025). They’re based on a range of factors, like employees and location. Your own quote will be based on what you tell us about your business. Prices may go up or down from day to day, so the prices you’re quoted may differ to the ones you see here.
How it works
Pick what goes into your policy
Only pay for what you need
Get prices from a range of insurers
Choose the best fit for you
Buy online in minutes
Get your documents the same day

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How do I choose insurance?
Making sure you have the right type and level of business insurance can be the difference between getting a claim paid and having to cover the cost of an expensive accident yourself. Read our tips for guidance on what to consider when buying a policy.
Talk to an expert
Our team of UK-based insurance experts are here to help, Mon 09.00am – 05.30pm, Tues 09.00am – 05.30pm, Weds 09.00am – 05.30pm, Thurs 09.30am – 05.30pm, Fri 09.00am – 05.30pm, Sat 09.00am – 02.00pm

Call our team
How do claims work?
Unlike price comparison websites, we take the hassle out of claims for you. We know how important it is to get your business back on track quickly – and with a minimum of fuss. That’s why you get access to your dedicated claims any time, day or night. Call them on 0333 207 0560 or claim online. They’ll do their best to be fair and supportive.
£68 million in claims paid out in 2024
76% of claims were settled in 2024.
The figure above is rounded across our range of products. “Settled” covers paid, declined or withdrawn. Our claims process may vary for different products and operates on a ‘claim by claim’ basis. Our specialist partner Sedgwick will pay the claims on behalf of the insurer. Reviewed on 26/02/2025.
Example claim
Having carpet fitter insurance through Simply Business has saved trade professionals thousands of pounds when the unexpected happened.
Chris saved more than £5,000
While fitting some carpet in a client’s house, Chris (not his real name) damaged some delicate wallpaper, which would need to be imported from abroad and completely replaced. The public liability cover in his carpet fitters’ insurance took care of the accidental damage costs.
Insurance payout
£5,066.40
Covering the cost of accidental damage
Chris’s costs
£100
The excess amount stated in Chris’s policy terms
Chosen by nearly one million small business and landlord customers
We started out as a team of five back in 2005. We’ve grown since then, with nearly a million customers across 1,500 trades now trusting us to provide their business insurance.
Carpet fitter insurance FAQs
Whether you’re new to buying business insurance or you’ve been trading for a while, here are the answers to some commonly asked questions about carpet fitter insurance. You can also check out our business insurance FAQs.
We create this content for general information purposes and it should not be taken as advice. Always check policy documentation for details and seek professional advice. Read our full Terms and Conditions