Landlord contents insurance is a cover that can pay for the repair or replacement of household items in a rental property if they’re damaged or destroyed. It usually covers things like soft furnishings, furniture, and appliances belonging to the landlord.
If you rent your property furnished or part-furnished, or if you provide your tenants with appliances or other items, you may want to insure these things with landlord contents insurance.
You can buy landlord contents insurance as part of a landlord insurance policy that includes other important covers like buildings insurance, tenant default insurance, legal expenses insurance, and property owners’ liability insurance.
Landlord contents insurance can cover the cost of replacing items that are stolen, or damaged by something like fire or flood.
For example it could cover the cost of replacing the television if it was stolen, or the fridge/freezer if it was damaged in a house fire.
It doesn’t cover gradual 'wear and tear' of items over time, or any items that belong to the tenants.
See also: do landlords need contents insurance?
Over 100,000 UK landlord policies, a 9/10 customer rating and claims handled by an award-winning team. Looking to switch or start a new policy?
6th Floor99 Gresham StreetLondonEC2V 7NG
Sol House29 St Katherine's StreetNorthamptonNN1 2QZ
© Copyright 2020 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London, EC2V 7NG.