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If you’re storing stock on your business premises, it’s just as vulnerable to theft and damage as your tools and machinery. If losing it would cause serious damage to your cashflow, our stock insurance option will help set your mind at rest, freeing you up to get on with the task in hand. Use our simple form to build an insurance policy that includes this cover option.
Selling products online?
We can cover your online trade, with specialist insurance for online businesses, built for businesses that sell on the web.
Cover from £6.79 a month, get insured in minutes. (10% of direct debit customers repay their annual policy in 10 monthly payments of £6.79 or less across all our trades insured. Based on data from 1 July - 31 December 2020, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)Start your quote
Stock insurance covers your stock in the event that it is stolen, damaged or destroyed, paying out the money to replace it. The cost of the policy varies depending on the value and quantity of the stock insured and the insurance payment is based on the stock price of the item (not the retail price).
Simply Business chief operating officer, Chris Slater, explains the ins and outs of stock insurance, why you might need it, and how to get the right level of cover.
Your stock insurance will cover the cost price of your stock. If yours is damaged, destroyed or stolen, you’ll get the funds to buy new stock based on the cost price of the old stock (not the RRP).
If you already have a policy with us and want to add cover for your own or hired plant, give our team a call on 0333 014 6683. We’ll check you’re eligible, and help get you up to date.
It’s very important to make sure you understand what you need from your stock insurance policy. Use the check points below to get you thinking.
To ensure your stock is covered against the risk of damage or theft while in transit, check your policy documents to make sure that goods in transit cover is included.
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“It is a very good and easy to use service. I've been a customer for several years and the renewal system is very straight forward. I've always found the quotes competitive too. I'd definitely recommend Simply Business.”
– R Matthews, Handyman
6th Floor99 Gresham StreetLondonEC2V 7NG
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© Copyright 2021 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London, EC2V 7NG.