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Insurance for opticians

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Trusted by 500,000 customers

Insuring businesses and landlords for over a decade

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Satisfaction score of 9/10

For public liability insurance

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Award-winning claims team

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Opticians’ shop insurance in minutes

Opticians are in a unique position of responsibility, so it’s important that you have the right safeguards in place for yourself, your business and your clients. With Simply Business you can build an insurance policy that works for you, choosing from a range of key covers including public liability insurance and shop cover. You’ll get a single policy, a single premium, and minimum hassle.

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What insurance do opticians need?

Public liability insurance is often an important cover for opticians' shops, as it can protect you if someone is injured or their property is damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

For your shop premises, buildings insurance covers buildings you own against disasters like fire and flood. Remember that you'll need separate cover for contents and fixtures and fittings.

Just as importantly, you need to protect your stock. Stock insurance covers the cost to you of stock that is damaged, destroyed, or stolen.

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Optician insurance policy details

  • Make sure you read your policy documents carefully in order to understand any exclusions
  • If you rent your shop premises from a commercial landlord, check with them to see if you need your own buildings insurance
  • If you employ people, even in your own home, you are legally obliged to take out employers’ liability insurance. Failure to do so could result in heavy fines

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.

Rated 4.7/5 by customers

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Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist.

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It is a very good and easy to use service. I've been a customer for several years and the renewal system is very straight forward. I've always found the quotes competitive too. I'd definitely recommend Simply Business.

R Matthews, Handyman

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© Copyright 2019 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London, EC2V 7NG.