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Whether you’re a DJ, a producer or a musician, if you rely on music equipment to do your job then it’s essential to know it’s properly insured. A policy from Simply Business can include both your public liability insurance to cover you in case of compensation claims, and your business equipment insurance to cover your music equipment. You can add other covers if you need them too, including legal expenses insurance and business interruption insurance.Start your quote
As a musician, you’re likely to be in close contact with members of the public, so public liability insurance is a cover worth considering. If someone claims compensation from you for injury or damage, your public liability policy can cover the legal fees and the compensation payment, which may include costs like medical bills and lost income. You can pick a cover limit between £1 million and £5 million.
To cover your musical equipment under your business insurance, add business equipment insurance when you’re building your policy. If your music equipment or another crucial part of your kit is lost, stolen or damaged, this insurance can pay for its repair or replacement.
Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.