Insurance for musical equipment

Professional cover for your music equipment

Whether you’re a DJ, a producer or a musician, if you rely on music equipment to do your job then it’s essential to know it’s properly insured. A policy from Simply Business can include both your public liability insurance to cover you in case of compensation claims, and your business equipment insurance to cover your music equipment. You can add other covers if you need them too, including legal expenses insurance and business interruption insurance.

Cover from £6.82 a month, get insured in minutes. (10% of direct debit customers repay their annual policy in 10 monthly payments of £6.82 or less across all our trades insured. Based on data from 1 October 2019 - 31 March 2020, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

Build your policy

Public liability insurance

As a musician, you’re likely to be in close contact with members of the public, so public liability insurance is a cover worth considering. If someone claims compensation from you for injury or damage, your public liability policy can cover the legal fees and the compensation payment, which may include costs like medical bills and lost income. You can pick a cover limit between £1 million and £5 million.

Music equipment insurance

To cover your musical equipment under your business insurance, add business equipment insurance when you’re building your policy. If your music equipment or another crucial part of your kit is lost, stolen or damaged, this insurance can pay for its repair or replacement.

Why Simply Business?

• We're one of the UK's biggest business insurance providers
• All settled claims paid within 24 hours
• 9/10 Feefo ratings say we’re good (or excellent)
• 750,000 customers (and counting)
• Claims handled by an award-winning team
• Quote comparisons available from multiple insurers
• We run things from an expert, UK-based contact centre

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.