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Insurance for IT contractors

Quick, easy and specific. Compare and buy today.

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Trusted by 500,000 customers

Insuring businesses and landlords for over a decade

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Satisfaction score of 9/10

For public liability insurance

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Award-winning claims team

With a UK-based team available 24/7

Tailored insurance for IT specialists

From repairs and builds to emergency cover, your clients come to you for precision and expert care. As a top priority, you need protection – just in case something goes wrong. With Simply Business you can build a policy that protects you, your business, and your clients, plus any specialist equipment or tools. From start to finish, it’s quick, quality cover, all in one policy.

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What insurance do IT contractors need?

Public liability insurance is often an important cover for businesses, as it can protect you if someone is injured or their property is damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

Professional indemnity insurance is a vital consideration for all businesses that give advice or offer professional services to other businesses. It covers you in the event that you give faulty advice that causes financial loss to a client.

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.

Thinking about becoming an IT contractor?

If you're thinking about going self-employed, be sure to read our step-by-step guide to becoming an IT contractor in the UK.

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IT contractor insurance details

  • Make sure you read your policy documents carefully and that you understand any exclusions that may apply
  • Try to find out what level of professional indemnity insurance your clients might expect before you buy
  • If you employ people, even in your own home, you’re legally obliged to take out employers’ liability insurance. Not doing this could lead to a heavy fine

Another important consideration is any specialist tools or equipment you have. Often, work revolves around your kit, so our business equipment options will help take care of the day to day risks, letting you get on with the job in hand.

Rated 4.7/5 by customers

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Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist.

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It is a very good and easy to use service. I've been a customer for several years and the renewal system is very straight forward. I've always found the quotes competitive too. I'd definitely recommend Simply Business.

R Matthews, Handyman

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© Copyright 2019 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London, EC2V 7NG.