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High-risk liability insurance

Quick, easy and specific. Compare and buy today.

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Trusted by 750,000 customers

Insuring businesses and landlords for over a decade

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Satisfaction score of 9/10

For public liability insurance

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Award-winning claims team

With a UK-based team available 24/7

Protect your business in minutes

We understand that every business is different. The risks your business faces are unique, and you need a policy tailored specifically to your requirements.

As a specialist insurance provider, Simply Business can offer unique high-risk liability cover to ensure your business is protected. Whether you’re a sole trader, a partner, or a company director, you can secure the cover you need in minutes.

What is high risk insurance?

High risk insurance from Simply Business is cover for business types that are perceived as relatively risky. Manual businesses are seen as higher risk than clerical trades in terms of public liability insurance, and this will be reflected in the type of cover offered and the premium payable.

Cover from £6.82 a month, get insured in minutes. (10% of direct debit customers repay their annual policy in 10 monthly payments of £6.82 or less across all our trades insured. Based on data from 1 October 2019 - 31 March 2020, for comparison only. Cancellation charges may apply, please refer to our full terms & conditions.)

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Other covers

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why simply business

Why Simply Business?

  • Over 750,000 customers (and counting)
  • Online quotes, in under 10 minutes
  • Claims handled by an award-winning team
  • Quote comparisons from multiple insurers
  • An expert, UK-based contact centre

All of this, plus expert insight and connections in our Knowledge Centre, full of tips, articles, videos, and podcasts to help you run your business. You can also check out our business insurance FAQs.

high risk cover

Buying your high-risk liability insurance

You can buy high-risk business insurance as a stand-alone cover, or as part of a full business insurance policy. If you choose to add other covers later, such as business equipment insurance, premises cover, or legal expenses protection, you can do so quickly and easily.

What trades do we cover? 

And that’s not it, just tell us what you need.

Rated 4.7/5 by customers

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Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist.

Read our reviews

It is a very good and easy to use service. I've been a customer for several years and the renewal system is very straight forward. I've always found the quotes competitive too. I'd definitely recommend Simply Business.

R Matthews, Handyman

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High-risk liability insurance

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6th Floor99 Gresham StreetLondonEC2V 7NG

Sol House29 St Katherine's StreetNorthamptonNN1 2QZ

© Copyright 2020 Simply Business. All Rights Reserved. Simply Business is a trading name of Xbridge Limited which is authorised and regulated by the Financial Conduct Authority (Financial Services Registration No: 313348). Xbridge Limited (No: 3967717) has its registered office at 6th Floor, 99 Gresham Street, London, EC2V 7NG.