Protect your business in minutes

We understand that every business is different. The risks your business faces are unique, and you need a policy tailored specifically to your requirements.

As a specialist insurance provider, Simply Business can offer unique high-risk liability cover to ensure your business is protected. Whether you’re a sole trader, a partner, or a company director, you can secure the cover you need in minutes.

What is high risk insurance?

High risk insurance from Simply Business is cover for business types that are perceived as relatively risky. Manual businesses are seen as higher risk than clerical trades in terms of public liability insurance, and this will be reflected in the type of cover offered and the premium payable.

Cover from £4.74 a month, get insured in minutes. The price is for up to £2 million of public liability insurance – 10% of customers paid £56.82 or less annually between 1st Jan – 31st May 2024. Equivalent to £4.74 a month (and excludes the extra costs for paying monthly). 76% of customers have a £1 million limit and 24% £2 million. If you complete a quote, more types of cover will be available. These all have additional costs. Cancellation charges may apply, please refer to our full terms & conditions.)

Why Simply Business?

• Over 900,000 customers (and counting)
• Online quotes, in under 7 minutes
• Claims handled by an award-winning team
• Quote comparisons from multiple insurers
• An expert, UK-based contact centre

All of this, plus expert insight and connections in our Knowledge Centre, full of tips, articles, videos, and podcasts to help you run your business. You can also check out our business insurance FAQs.

Buying your high-risk liability insurance

You can buy high-risk business insurance as a stand-alone cover, or as part of a full business insurance policy. If you choose to add other covers later, such as business equipment insurance, premises cover, or legal expenses protection, you can do so quickly and easily.

What trades do we cover? 

• Scaffolding
• Roofing
• Cleaning
• Welding

And that’s not it, just tell us what you need.