Electrical contractors’ insurance

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Tailored insurance for electrical contractors

As an electrical contractor you come into close contact with clients, your work is sometimes risky, and you use specialist tools to do your job. All of this means that business insurance - including covers like public liability insurance and tools insurance - is an important safeguard. It’s also something clients are likely to look for when they’re deciding whether to take you on for their project. Plus, employers’ liability insurance is a legal requirement for most businesses with staff.

With Simply Business you can choose the covers you need to build an electrical contractor’s insurance policy that works for you. It’s quick, quality insurance without the hassle.

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What insurance do electricians need?

Public liability insurance is often an important cover for electrical contractors and most other trades. It can cover compensation claims and legal fees in case someone is injured or their property damaged because of your business. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost.

If you employ others, you’re usually required by law to take out employers’ liability insurance. It’ll cover claims from employees who’ve been injured or become seriously ill as a result of working for you.

Personal accident insurance is particularly important for electrical contractors as it covers serious injury, paying out for the likes of medical costs and lost income. Working as an electrical contractor comes with certain risks and this cover should be considered if you would struggle to make ends meet if left unable to work following an accident.

You can also include additional covers, such as tool insurance, business equipment insurance and business interruption insurance.

Why Simply Business?

  • We’re one of the UK’s biggest business insurance providers
  • All settled claims paid within 24 hours
  • 9/10 Feefo ratings say we’re good (or excellent)
  • 475,000 customers (and counting)
  • Claims handled by an award-winning team
  • Quote comparisons available from multiple insurers
  • We run things from an expert, UK-based contact centre

Need more details? Hear more about your business cover options from our expert team in a quick set of videos. Just choose the cover you’re interested in and get some expert insight into how each option can help your business. You can also check out our business insurance FAQs.

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