Compare employers’ liability insurance from £8.96 a month*
- Chosen by nearly a million customers businesses in the UK
- UK based expert support, online and on the phone
- Get covered and all your documents the same day
- We’re offering a range of customer rewards to help support your success
10% of customers pay the equivalent of £8.96 a month*
Compare employers’ liability insurance from £8.96 a month*
- Chosen by nearly a million customers businesses in the UK
- UK based expert support, online and on the phone
- Get covered and all your documents the same day
10% of customers pay the equivalent of £8.96 a month*
Compare quotes from leading brands
Current customer rewards when you buy a policy
Try Xero free for six months
Get Xero 100% off for six months when you sign up through this link as a new Xero customer.
£150 Amazon voucher when you switch to EDF
Get a £150 Amazon voucher when you switch to EDF at your business property.
Up to £80 credit with EDF
New and existing residential customers signing up to Simply Fixed, Simply Tracker, or any Electric Vehicle tariff can get up to £80 credit.*
Get £50 when you Refer a Friend
Your friends should feel the best too – so get a £50 gift card (and a £25 gift card for them) when you refer a friend.
Once you buy your policy with us, we’ll email you with all our available offers.
Win exclusive business mentoring with The Apprentice star, Harpreet Kaur
Want to start the year off right? We’re offering two lucky small business owners the chance to win a series of mentoring sessions with Harpreet Kaur – entrepreneur and winner of BBC’s The Apprentice.
If you win you’ll receive two sessions with Harpreet, exclusively for Simply Business customers, to pick her brain on how to run a successful business and get help setting goals for the new year.
Get a quote and buy a policy today for your chance to win.
What is employers’ liability insurance?
Employers’ liability insurance is a legal requirement for most UK employers, under the Employers Liability Act 1969. It’s designed to protect you and your employees (including those who no longer work for you) if they’re injured or become unwell as a result of working for you, covering the associated legal and compensation costs, and other damages.
- employers’ liability insurance, UK-based claims and customer service
- add it onto a tailored policy, alongside public liability insurance
- rated 4.8/5 based on 40k public liability customer reviews
What does employers’ liability cover?
Employers’ liability insurance can protect you against the cost of compensation claims raised by employees, if they’re injured or get sick because of your business. It’s usually a legal requirement for businesses that employ one or more people, and you risk £2,500 a day in fines for each employee not properly covered. It also works to cover damage or injuries caused to a third party, like a passer-by or client, by your employees.
With Simply Business, you can buy employers’ liability insurance as part of a tailored policy, alongside public liability insurance, plus any additional covers you may need.
Employee injuries or illness, which come as a direct result from working for you
Damage or injuries caused to a third party, like a passer-by or client by your employees
Cover for temporary employees, as well as apprentices, contractors, and casual workers
Protection against compensation claim costs raised by employees
Get your tailored employers’ liability insurance quote in less than 7 minutes
- Fill in our quick form
- Select your insurer and price
- Relax – we’ve got you covered
*The price is for £10 million of employers’ liability insurance and up to £2 million of public liability cover – 10% of customers paid £82.64 or less annually between 1st Feb – 30th Apr 2025. Equivalent to £6.89 a month (and excludes the extra costs for paying monthly). 51% of customers have a £1 million public liability limit and 49% a £2 million limit. If you complete a quote, more types of cover will be available. These all have additional costs.