Takeaway insurance
Join nearly a million customers (including 1,900 takeaway restaurants like you) – we offer public liability cover from £4.95
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- UK-based expert support, online and on the phone
- Get covered and all your documents the same day
- Compare tailored takeaway insurance quotes from trusted brands
10% of customers pay the equivalent of £4.95 a month*

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Rated 4.6/5
Based on 39.9K reviews

Claims paid in 24 hours
For 80% of settled claims
Why do you need takeaway insurance?
A fryer accident. Pizza allergens. An unfair dismissal claim. As popular as your place might be, busy takeaways come with unique risks and challenges. From public liability cover to legal expenses and employer protection, a takeaway insurance quote picks out what you need, letting you focus on the queue outside, not the what-ifs on every service.
- peace of mind for you, your customers and employees
- pizza shop insurance, deliveries and fried food – we cover hundreds of takeaways
- £1 million public liability cover minimum
What does takeaway insurance cover?
No one knows your shop, customers and community like you do – and certainly not your food. Public and product liability cover is usually a top priority for our takeaway customers, plus insurance for expensive equipment, stock and appliances. And don’t forget employers’ liability insurance – it’s a legal requirement for most businesses with employees.
This content has been created for general information purposes. Make sure you have the right level of business insurance by checking your policy documentation for details. Read our full Terms and Conditions
How much does takeaway insurance cost?
Takeaway insurance costs vary depending on the size of your premises and specific risks, from operating commercial kitchen equipment to employing a large team of wait staff.
Find out how much you’ll pay by comparing prices for restaurant insurance from a range of trusted insurers. You choose what goes into your policy, so you only pay for what you need.
Prices start from £4.95 per month
Get tailored quotes in 7 minutes – prices are guaranteed for 30 days.
Get tailored quotes in 7 minutes
The price is for up to £2 million of public liability insurance – 10% of customers paid £59.34 or less annually between 1st Feb – 30th April 2025. Equivalent to £4.95 a month (and excludes the extra costs for paying monthly). 82% of customers have a £1 million limit and 18% £2 million. If you complete a quote, more types of cover will be available. These all have additional costs.
Example takeaway business insurance quotes, real prices

£76.86 /month
£768.63 /year
Small family-run takeaway
- 1-2 years’ experience
- Sole trader
- 1 employee
- Based in Wellingborough
Public liability
£2,000,000
Employers’ liability
£10,000,000
Contents
Not included

£97.13 /month
£971.30 /year
Large takeaway which uses a fryer (serviced annually)
- 5+ years’ experience
- Limited company
- 5 employees
- Based in Northampton
Public liability
£5,000,000
Employers’ liability
£10,000,000
Contents
£15,000
How we work out example quotes: These examples are real quotes from our online system (created 01/10/2024). They’re based on a range of factors, like employees and location. Your own quote will be based on what you tell us about your business. Prices may go up or down from day to day, so the prices you’re quoted may differ to the ones you see here.
How it works
Pick what goes into your policy
Only pay for what you need
Get prices from a range of insurers
Choose the best fit for you
Buy online in minutes
Get your documents the same day

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How do I choose insurance?
Making sure you have the right type and level of business insurance can be the difference between getting a claim paid and having to cover the cost of an expensive accident yourself. Read our tips for guidance on what to consider when buying a policy.
Talk to an expert
Our team of UK-based insurance experts are here to help, Mon 09.00am – 05.30pm, Tues 09.00am – 05.30pm, Weds 09.00am – 05.30pm, Thurs 09.30am – 05.30pm, Fri 09.00am – 05.30pm, Sat 09.00am – 02.00pm

Call our team
How do takeaway insurance claims work?
Unlike price comparison websites, we take the hassle out of claims for you. We know how important it is to get your business back on track quickly – and with a minimum of fuss. That’s why you get access to your dedicated claims any time, day or night. Call them on 0333 207 0560 or claim online. They’ll do their best to be fair and supportive.
£68 million in claims paid out in 2024
76% of claims were settled in 2024.
The figure above is rounded across our range of products. “Settled” covers paid, declined or withdrawn. Our claims process may vary for different products and operates on a ‘claim by claim’ basis. Our specialist partner Sedgwick will pay the claims on behalf of the insurer. Reviewed on 26/02/2025.
Example claim
Having takeaway insurance through Simply Business has saved shops and businesses thousands of pounds when the unexpected happened.
Stavros saved more than £3,750
A fire at Stavros’s takeaway has caused damage to one of his fryers, interrupting his trade. Fortunately it was put out quickly with an extinguisher, but Stavros needs to claim for fire damage (name changed for privacy).
Insurance payout
£3,755.75
Covering the cost of fire damage
Insurance payout
Covering the cost of fire damage
Covering the cost of fire damage
Chosen by nearly one million small business and landlord customers
We started out as a team of five back in 2005. We’ve grown since then, with nearly a million customers across 1,500 trades now trusting us to provide their business insurance.
Insurance for takeaway shop FAQs
Whether you’re new to buying business insurance or you’ve been trading for a while, here are the answers to some commonly asked questions about takeaway shop insurance. You can also check out our business insurance FAQs.
We create this content for general information purposes and it should not be taken as advice. Always check policy documentation for details and seek professional advice. Read our full Terms and Conditions
We create this content for general information purposes and it should not be taken as advice. Always check policy documentation for details and seek professional advice. Read our full Terms and Conditions