Life coach insurance
Join over nearly a million customers like you – we offer public liability cover from £5.23*
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- Get tailored insurance quotes for life coaches from trusted brands
10% of customers pay the equivalent of £5.23 a month*

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Rated 4.6/5
Based on 39.9K reviews

Claims paid in 24 hours
For 80% of settled claims
Why do you need life coaching insurance?
Clients trust you to make real, meaningful change in their lives. It’s a collaboration, of course, but when it comes to mistakes or accidents, claims are real and can leave you owing thousands. From professional indemnity insurance and legal protection to your essential kit, we’re committed to help protect the business you’ve built.
- life coach insurance with UK-based claims support available 24/7
- peace of mind, letting you focus on your clients, not the cover
- professional indemnity insurance for life coaches, from £50,000 to £5 million
Insurance for life coaching – what’s covered?
We’ll start with professional indemnity insurance, top of the list for lots of UK life coaches. This handy cover can protect you against claims for mistakes and errors in your work which end up costing the client money. You can add other popular covers too, like public liability insurance for accidents and injuries, and employers’ liability cover is a legal requirement for most employers in the UK.
This content has been created for general information purposes. Make sure you have the right level of business insurance by checking your policy documentation for details. Read our full Terms and Conditions
How much does life coaching insurance cost?
Find out how much you’ll pay by comparing prices from a range of trusted insurers. You choose what goes into your policy, so you only pay for what you need.
Prices start from £5.23 per month
Get tailored quotes in 7 minutes – prices are guaranteed for 30 days.
Get tailored quotes in 7 minutes
The price is for up to £1 million of professional indemnity insurance – 10% of customers paid £62.72 or less annually between 1st Feb – 30th Apr 2025. Equivalent to £5.23 a month (and excludes the extra costs for paying monthly). If you complete a quote, more types of cover will be available. These all have additional costs.
Example life coaching insurance quotes, real prices

£11.72 /month
£97.21 /year
A self-employed life coach who delivers workshops to local businesses on health and wellness topics
- 1-2 years’ experience
- Sole trader
- No employees
- Based in Leicester
Public liability
£1,000,000
Employers’ liability
Not included
Professional indemnity
£50,000

£92.54 /month
£822.58 /year
A small life coaching company who give dating and relationship advice, working across the UK
- 5+ years’ experience
- Limited company
- 2 employees
- Based in Nottingham
Public liability
£2,000,000
Employers’ liability
£10,000,000
Professional indemnity
£1,000,000
How we work out example quotes These examples are real quotes from our online system (created 19/04/2021). They’re based on a range of factors, like employees and location. Your own quote will be based on what you tell us about your business. Prices may go up or down from day to day, so the prices you’re quoted may differ to the ones you see here.
What kind of excess should I expect?
An excess is an amount you pay towards any claim you make on your insurance. For example, if your excess is £250 and you make a claim worth £1000, your payout will be a maximum of £750.
Insurance cover | Lowest excess | Highest excess |
---|---|---|
Public liability | £100 | £2500 |
Employers’ liability | No excess | No excess |
Tools | £60 | £500 |
Stock | £100 | £500 |
Business and office equipment | £50 | £750 |
The figures above are for guidance only and any excess applying to your quote may differ. You’ll get a breakdown of the excesses for each quote when you compare with us.
How it works
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How do I choose insurance?
Making sure you have the right type and level of business insurance can be the difference between getting a claim paid and having to cover the cost of an expensive accident yourself. Read our tips for guidance on what to consider when buying a policy.
Talk to an expert
Our team of UK-based insurance experts are here to help, Mon 09.00am – 05.30pm, Tues 09.00am – 05.30pm, Weds 09.00am – 05.30pm, Thurs 09.30am – 05.30pm, Fri 09.00am – 05.30pm, Sat 09.00am – 02.00pm

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How do claims work?
Unlike price comparison websites, we take the hassle out of claims for you. We know how important it is to get your business back on track quickly – and with a minimum of fuss. That’s why you get access to your dedicated claims any time, day or night. Call them on 0333 207 0560 or claim online. They’ll do their best to be fair and supportive.
£68 million in claims paid out in 2024
76% of claims were settled in 2024.
The figure above is rounded across our range of products. “Settled” covers paid, declined or withdrawn. Our claims process may vary for different products and operates on a ‘claim by claim’ basis. Our specialist partner Sedgwick will pay the claims on behalf of the insurer. Reviewed on 26/02/2025.
Example claim
Having life coach insurance through Simply Business has saved UK professionals thousands of pounds when the unexpected happened.
Bryony saved more than £1,800
Bryony (not her real name) slipped and injured her wrist on a radiator while putting up some curtains. She needs an operation and won’t be able to drive for at least six weeks. The personal accident cover in her life coaching insurance covered her hospitalisation and lost income costs.
Insurance payout
£1,882.00
Covering the cost of personal accident
Bryony’s cost’s
£100
The excess amount stated in Bryony’s policy terms
Chosen by nearly one million small business and landlord customers
We started out as a team of five back in 2005. We’ve grown since then, with nearly a million customers across 1,500 trades now trusting us to provide their business insurance.
Life coach insurance FAQs
Whether you’re new to buying business insurance or you’ve been trading for a while, here are the answers to some commonly asked questions about insurance for life coaching. You can also check out our business insurance FAQs.
We create this content for general information purposes and it should not be taken as advice. Always check policy documentation for details and seek professional advice. Read our full Terms and Conditions