Labourer insurance

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  • Get covered and all your documents the same day
  • Compare tailored labourer insurance quotes from trusted brands
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Why do you need labourer insurance?

Getting out and about to put your manual skills to use is one of the perks of being a labourer. It also brings its fair share of risks. Lifting heavy loads, digging trenches, preparing foundations for construction – you can’t always stop accidents from happening, but with labourer insurance, you can cover yourself against the cost.

  • Peace of mind for what matters to you, from power tools to personal accidents
  • Protection from big claims like accidental injury and property damage
  • Help to get you back on track if an unexpected event sets back a project


What does labourer insurance cover?

We’ll help you structure your policy. There’s a range of options and you might not need them all. Got people working for you? Then employers’ liability insurance is a legal requirement. Want to protect yourself against serious accidents on a building site, or legal expenses you face as a business owner? That’s possible too – and more besides.


How much does labourer insurance cost?

Find out how much you’ll pay by comparing prices from a range of trusted insurers. You choose what goes into your policy, so you only pay for what you need.

Prices start from £4.95 per month

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Example labourer insurance quotes, real prices


How it works

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Talk to an expert

Our team of UK-based insurance experts are here to help, Mon 09.00am – 05.30pm, Tues 09.00am – 05.30pm, Weds 09.00am – 05.30pm, Thurs 09.30am – 05.30pm, Fri 09.00am – 05.30pm, Sat 09.00am – 02.00pm

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0333 043 8527

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Contact us on our website whenever suits you

Phone

Call our insurance experts during office hours (calls are charged at a local rate)

FAQs

Find answers to common insurance questions


How do claims work?

Unlike price comparison websites, we take the hassle out of claims for you. We know how important it is to get your business back on track quickly – and with a minimum of fuss. That’s why you get access to your dedicated claims any time, day or night. Call them on 0333 207 0560 or claim online. They’ll do their best to be fair and supportive.

£68 million in claims paid out in 2024

Example claim

Having labourer insurance through Simply Business has saved labourers thousands of pounds when the unexpected happened.

Mark saved more than £14,700

When Mark (name changed for privacy) fractured his back, he found himself unable to do any work as a labourer until he’d recovered. This meant he was missing out on his usual self-employed income. Luckily his personal accident insurance made up the shortfall, so he didn’t have to suffer financially as well as physically.



Labourer insurance FAQs

Whether you’re new to buying business insurance or you’ve been trading for a while, here are the answers to some commonly asked questions about labourer insurance. You can also check out our business insurance FAQs.

We create this content for general information purposes and it should not be taken as advice. Always check policy documentation for details and seek professional advice. Read our full Terms and Conditions