Ice cream van insurance

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Ice cream van worker handing a customer an ice cream
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zurich insurance

Insurance for ice cream van businesses – what’s important?

From set-up in the park to travelling between stops – wherever demand takes you, your business faces specific risks. A professional ice cream van insurance quote usually starts with public and product liability, providing cover for third party injuries, illness, and property damage. You can add protection for your stock, plus employers’ liability and personal accident cover.

  • ice cream van insurance online, from quote to claim
  • rated 4.8/5 based on 39.9K public liability customer reviews
  • optional personal accident cover, in case an injury stops you working


What does ice cream insurance cover?

Your ice cream van insurance quote will start with public and product liability insurance – a popular cover for mobile food businesses. It’s designed to protect you against claims for illness or injuries your business has caused, or third party property damage. You can choose to add other cover options, from employers’ liability to stock and equipment insurance, depending on your business set-up.


How much does ice cream van insurance cost?

Find out how much you’ll pay by comparing prices from a range of trusted insurers. You choose what goes into your policy, so you only pay for what you need.

Prices start from £4.95 per month

Get tailored quotes in 7 minutes

Example ice cream van insurance quotes, real prices

axa
chiswell insurance

What kind of excess should I expect?

An excess is an amount you pay towards any claim you make on your insurance. For example, if your excess is £250 and you make a claim worth £1000, your payout will be a maximum of £750.

Insurance cover

Lowest excess

Highest excess

Public liability

£100

£2500

Employers’ liability

No excess

No excess

Tools

£60

£500

Stock

£100

£500

Business and office equipment

£50

£750

The figures above are for guidance only and any excess applying to your quote may differ. You’ll get a breakdown of the excesses for each quote when you compare with us.


How it works

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How do I choose insurance?

Making sure you have the right type and level of business insurance can be the difference between getting a claim paid and having to cover the cost of an expensive accident yourself. Read our tips for guidance on what to consider when buying a policy.


Talk to an expert

Our team of UK-based insurance experts are here to help, Mon 09.00am – 05.30pm, Tues 09.00am – 05.30pm, Weds 09.00am – 05.30pm, Thurs 09.30am – 05.30pm, Fri 09.00am – 05.30pm, Sat 09.00am – 02.00pm

Call our team

0333 043 8527

Online

Contact us on our website whenever suits you

Phone

Call our insurance experts during office hours (calls are charged at a local rate)

FAQs

Find answers to common insurance questions


How do claims work?

Unlike price comparison websites, we take the hassle out of claims for you. We know how important it is to get your business back on track quickly – and with a minimum of fuss. That’s why you get access to your dedicated claims any time, day or night. Call them on 0333 207 0560 or claim online. They’ll do their best to be fair and supportive.

£68 million in claims paid out in 2024

Example claim

Having ice cream van insurance through Simply Business has saved UK companies thousands of pounds when the unexpected happened.

Lisa saved more than £700

Lisa (not her real name) went into her garage to start loading for the weekend, but found her entire ice cream stock had spoiled, after she’d made some repairs to her van. The stock cover in her ice cream van insurance policy covered Lisa’s last-minute replacement costs.



Ice cream van insurance FAQs

Whether you’re new to buying business insurance or you’ve been trading for a while, here are the answers to some commonly asked questions about ice cream van insurance cost, set-up, and other aspects of our cover. You can also check out our business insurance FAQs.

We create this content for general information purposes and it should not be taken as advice. Always check policy documentation for details and seek professional advice. Read our full Terms and Conditions