Handyman insurance
Join over nearly a million customers (including over 5,000 property maintenance professionals like you) – we offer public liability cover from £4.95*
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- UK-based expert support, online and on the phone
- Get covered and all your documents the same day
- Get tailored insurance quotes for tradespeople from trusted brands
10% of customers pay the equivalent of £4.95 a month*

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Rated 4.6/5
Based on 39.9K reviews

Claims paid in 24 hours
For 80% of settled claims
Why do you need handyman insurance?
Handyman, handywoman, property maintenance, odd jobs expert. However you’d describe what you do, every day is different. Putting up a shelf and hanging a door one moment, changing a tap the next. Dealing with heavy tools and fragile materials. Accidents and mistakes are par for the course – although you can’t stop them from happening, you can cover yourself against the costs.
- Protection from big claims like accidental injury or damage
- Peace of mind for you, your business, and your customers
- Insure what you need so you’re protected against legal costs, tools, or personal accidents
What does handyman insurance cover?
We put you in control, because you know what matters to you and your business. Whether you’re concerned about accidents on site or theft of the tools and equipment you use to run your business, you pick what goes into your policy.
This content has been created for general information purposes. Make sure you have the right level of business insurance by checking your policy documentation for details. Read our full Terms and Conditions
How much does handyman insurance cost?
Find out how much you’ll pay by comparing prices from a range of trusted insurers. You choose what goes into your policy, so you only pay for what you need.
Prices start from £4.95 per month
Get tailored quotes in 7 minutes – prices are guaranteed for 30 days.
Get tailored quotes in 7 minutes
The price is for up to £2 million of public liability insurance – 10% of customers paid £59.34 or less annually between 1st Feb – 30th April 2025. Equivalent to £4.95 a month (and excludes the extra costs for paying monthly). 82% of customers have a £1 million limit and 18% £2 million. If you complete a quote, more types of cover will be available. These all have additional costs.
Example handyman insurance quotes, real prices

£11.70 /month
£117.01 /year
A handyman who works on local residential properties
- 5+ years’ experience
- Sole trader
- No employees
- Based in Slough
Public liability insurance
£1,000,000
Employers’ liability insurance
Not included
Tools insurance
Not included

£29.85 /month
£298.55 /year
An experienced handyman limited company that hires bona fide subcontractors
- 5+ years’ experience
- Limited company
- 2 bona fide subcontractors
- Based in Luton
Public liability insurance
£1,000,000
Employers’ liability insurance
£10,000,000
Tools insurance
£5,000
How we work out example quotes These examples are real quotes from our online system (created 14/03/2025). They’re based on a range of factors, like employees and location. Your own quote will be based on what you tell us about your business. Prices may go up or down from day to day, so the prices you’re quoted may differ to the ones you see here.
How it works
Pick what goes into your policy
Only pay for what you need
Get prices from a range of insurers
Choose the best fit for you
Buy online in minutes
Get your documents the same day

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Our team of UK-based insurance experts are here to help, Mon 09.00am – 05.30pm, Tues 09.00am – 05.30pm, Weds 09.00am – 05.30pm, Thurs 09.30am – 05.30pm, Fri 09.00am – 05.30pm, Sat 09.00am – 02.00pm

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How do claims work?
Unlike price comparison websites, we take the hassle out of claims for you. We know how important it is to get your business back on track quickly – and with a minimum of fuss. That’s why you get access to your dedicated claims any time, day or night. Call them on 0333 207 0560 or claim online. They’ll do their best to be fair and supportive.
£68 million in claims paid out in 2024
76% of claims were settled in 2024.
The figure above is rounded across our range of products. “Settled” covers paid, declined or withdrawn. Our claims process may vary for different products and operates on a ‘claim by claim’ basis. Our specialist partner Sedgwick will pay the claims on behalf of the insurer. Reviewed on 26/02/2025.
Example claim
Having handyman insurance through Simply Business has saved maintenance and odd jobs experts thousands of pounds when the unexpected happened.
Theo saved more than £16,500
Theo (not his real name) was working on a customer’s bathroom – removing the suite, replacing the floor, and decorating. He tried to turn off the water at the mains but failed to do so fully as he didn’t realise the supply to the area had been shut off by the water board. The bathroom then flooded as a result. Luckily, he could turn to his handyman insurance to cover the cost of putting things right.
Insurance payout
£16,601.84
Covering the cost of water damage
Theo’s costs
£100
The excess amount stated in Theo’s policy terms
Chosen by nearly one million small business and landlord customers
We started out as a team of five back in 2005. We’ve grown since then, with nearly a million customers across 1,500 trades now trusting us to provide their business insurance.
Handyman insurance FAQs
Whether you’re new to buying business insurance or you’ve been trading for a while, here are the answers to some commonly asked questions about handyman insurance. You can also check out our business insurance FAQs.
We create this content for general information purposes and it should not be taken as advice. Always check policy documentation for details and seek professional advice. Read our full Terms and Conditions