Door supervisor insurance

Q: How much does bouncer insurance cost?

This depends on your business, and which insurer is providing your cover. Prices start from £6.79 a month on our insurance for door supervisors – we work this out by taking the highest price from the bottom 10 per cent of all our customers paying in monthly instalments (based on data from 1 July - 31 December 2020). Most customers pay more than this but some pay less.

Q: What about insurance for a self-employed security guard?

It isn’t a legal requirement but it might be required by potential employers. Having a public liability policy could help bring you and your employer peace of mind about any potential claims in the future.

Join nearly a million customers (including over 2,000 bouncers like you) – we offer public liability cover from £4.95*

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10% of customers pay the equivalent of £4.95 a month*

Security guard making call on walkie-talkie

Why is door supervisor insurance?

Our policies provide more than just public liability insurance. Third party injuries and property damage are a big part of your risk profile, but what about employees you’ve hired and equipment theft? Door supervisor insurance can cover all of these risks, plus other considerations, depending on your business.

bouncer and door supervisor insurance with a 24/7 claims helpline
public liability insurance between £1 million and £5 million
optional personal accident cover for your own injuries, or anyone you’ve covered

Insurance for security companies – what’s covered?

For bouncers and door supervisors, the priority is usually public liability insurance, built to cover against third party injuries and property damage. From there, companies often choose to add cover for their equipment. And if you do employ anyone, don’t forget employers’ liability cover – it’s usually required by law.

Public liability insurance

In case you or your employee injure someone or damage their property.
Employers’ liability insurance

In case an employee gets sick or injured while working for you.
Business and office equipment insurance

In case things like laptops or office filing cabinets are lost, stolen, or damaged.
Legal expenses insurance

In case you’re faced with legal costs from running your business.

Public liability insurance

In case you or your employee injure someone or damage their property.

What’s typically covered by public liability insurance for bouncers?

Claims against your business for:
- damage to someone’s property, caused by your bouncer work
- an injury or illness caused by your business activities
- accidental damage or injuries caused by your employees
If you do employ anyone, you’re usually required by law to have employers’ liability insurance too.

For example:
- you drop a heavy piece of equipment on a client’s foot while unloading for the day, causing a complex fracture
- while on duty you knock an expensive piece of artwork onto the floor in the client’s reception area, and need to pay replacement costs
What you’ll need additional cover for
- your own failure to prevent a break-in, or to protect the property you’re contracted to
Read more about public liability insurance
Employers’ liability insurance

In case an employee gets sick or injured while working for you.

What’s typically covered by employers’ liability insurance?

Claims against your business for:
- an injury or illness that happens as a result of working for you (including temps and casual workers)
**Employers’ liability insurance is required by law if you have people working for you. Without it, you could be fined up to £2,500 a day for each employee.**

For example:
- one of your employees gets bitten by a security dog in training, and brings a claim against you
- your office manager breaks their hand in a faulty door while locking up for the day, causing nerve damage
Business and office equipment insurance

In case things like laptops or office filing cabinets are lost, stolen, or damaged.

What’s typically covered by business and office equipment insurance?
- theft of the equipment you use to operate, rather than portable trade tools
- loss of your equipment
- flood, fire or accidental damage
For example:
- you stop at a drive-thru for lunch and someone steals your phone from the car’s passenger seat
- a leak in your client’s office damages equipment you’ve stored over the weekend, including a laptop and work phone
Read more about business and office equipment insurance
Legal expenses insurance

In case you’re faced with legal costs from running your business.

What’s typically covered by legal expenses insurance?
- legal costs attributed to your business
- property damage, nuisance, or trespass – specifically, the associated legal claims and compensation payouts
- tax and compliance disputes, and investigations you need help with
- includes a tax advice helpline, a 24/7 confidential legal helpline, and crisis support to help you protect your reputation as a trusted door supervisor
For example:
- you need to pay costs incurred through a tax investigation, including fees for legal support
- one of your clients is ignoring an invoice and won’t take your calls – you decide to take them to court and need to pay associated costs
Read more about legal expenses insurance

This content has been created for general information purposes. Make sure you have the right level of business insurance by checking your policy documentation for details. Read our full Terms and Conditions

How much does bouncer insurance insurance cost?

Find out how much you’ll pay by comparing prices from a range of trusted insurers. You choose what goes into your policy, so you only pay for what you need.

Prices start from £4.95 per month

Get tailored quotes in 7 minutes – prices are guaranteed for 30 days.

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The price is for up to £2 million of public liability insurance – 10% of customers paid £59.34 or less annually between 1st Feb – 30th April 2025. Equivalent to £4.95 a month (and excludes the extra costs for paying monthly). 82% of customers have a £1 million limit and 18% £2 million. If you complete a quote, more types of cover will be available. These all have additional costs.

Example door supervisor insurance quotes, real prices

£25.52 /month

£255.21 /year

A self-employed bouncer who works for retailers during the day

2-3 years’ experience
Sole trader
No employees
Based in Bradford

Public liability

£1,000,000

Employers’ liability

Not included

Contents & business equipment

Not included

£98.04 /month

£980.89 /year

A small security company who specialise in pub and club supervision

5+ years’ experience
Limited company
3 employees
Based in Belfast

Public liability

£2,000,000

Employers’ liability

£10,000,000

Contents & business equipment

£7,500

How we work out example quotes: These examples are real quotes from our online system (created 01/10/2024). They’re based on a range of factors, like employees and location. Your own quote will be based on what you tell us about your business. Prices may go up or down from day to day, so the prices you’re quoted may differ to the ones you see here.

How it works

Pick what goes into your policy

Only pay for what you need

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How do I choose insurance?

Making sure you have the right type and level of business insurance can be the difference between getting a claim paid and having to cover the cost of an expensive accident yourself. Read our tips for guidance on what to consider when buying a policy.

Which type of workers do I need insurance for?
Does door supervisor insurance cover my work correctly?
Do I need cover for other types of work?
Which public liability cover limit should I choose?

Which type of workers do I need insurance for?

Employers’ liability insurance is a legal requirement if you employ people.

If you have people working for you, including bona fide subcontractors (BFSC), labour-only subcontractors (LOSC), part-timers, or full-time staff, employers’ liability insurance is required by law.

Read on for our simplified guide to the difference between labour-only subcontractors and bona fide subcontractors.
Does door supervisor insurance cover my work correctly?

Make sure you’re picking the right cover to protect you properly. It’s important to know that if you have another trade or job, you’ll need additional cover. For example, do you need to consider security guard insurance or alarm installer insurance?
Do I need cover for other types of work?

If you provide these services alongside door supervisor work, make sure you’re covered:
Other types of insurance
Which public liability cover limit should I choose?

Think about the maximum possible loss your business could face in the event of a claim, and make sure you take legal fees and damages into consideration. You can choose from three levels of coverage – £1 million, £2 million, or up to £5 million.

Talk to an expert

Our team of UK-based insurance experts are here to help, Mon 09.00am – 05.30pm, Tues 09.00am – 05.30pm, Weds 09.00am – 05.30pm, Thurs 09.30am – 05.30pm, Fri 09.00am – 05.30pm, Sat 09.00am – 02.00pm

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0333 043 8527

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Contact us on our website whenever suits you

Phone

Call our insurance experts during office hours (calls are charged at a local rate)

FAQs

Find answers to common insurance questions

How do door supervisor insurance claims work?

Unlike price comparison websites, we take the hassle out of claims for you. We know how important it is to get your business back on track quickly – and with a minimum of fuss. That’s why you get access to your dedicated claims any time, day or night. Call them on 0333 207 0560 or claim online. They’ll do their best to be fair and supportive.

£68 million in claims paid out in 2024

76% of claims were settled in 2024.

The figure above is rounded across our range of products. “Settled” covers paid, declined or withdrawn. Our claims process may vary for different products and operates on a ‘claim by claim’ basis. Our specialist partner Sedgwick will pay the claims on behalf of the insurer. Reviewed on 26/02/2025.

Example claim

Having door supervisor insurance through Simply Business has saved bouncers thousands of pounds when the unexpected happened.

Rick saved more than £5,500

Rick (not his real name) received a claim from a former employee for a back injury sustained during a shift at a local bar. The employers’ liability insurance included in Rick’s doorman insurance policy covered the accidental injury claim costs, and his legal expenses cover provided support across some negative local press attention.

Insurance payout

£5,587.00

Covering the cost of accidental injury

Insurance payout

Covering the cost of accidental injury

Chosen by nearly one million small business and landlord customers

We started out as a team of five back in 2005. We’ve grown since then, with nearly a million customers across 1,500 trades now trusting us to provide their business insurance.

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Door supervisor insurance FAQ

Whether you’re new to buying business insurance or you’ve been trading for a while, here are the answers to some commonly asked questions about bouncers insurance. You can also check out our business insurance FAQs.

What insurance do bouncers need?

Public liability insurance is a popular cover for the security industry, as it can protect you from a claim if someone is injured or their property gets damaged because of your work. Lots of door supervision professionals also choose to add business equipment cover for the essential kit they rely on.

In terms of legal requirements, you’ll usually need employers’ liability insurance if you employ anyone – for example a temp you hire during the busy Christmas season or another bouncer to share the load with. It’s almost always a legal non-negotiable, so don’t leave it out, or you could face fines of up to £2,500 a day for each employee.

How much does bouncer insurance cost?

What about insurance for a self-employed security guard?

Do I need security company insurance?

It’s not a legal requirement for you to have insurance for your security company. Although many clients will require a certain level of insurance from a security company before agreeing a contract.

And because of the nature of the work, claims made against your business could be expensive.

But if you employ security staff or doormen for your business, you are legally required to hold employers liability insurance.

Does public liability insurance cover my business for the actions of my employees?

This will depend on whether you have employers’ liability insurance in place. Public liability insurance is designed to protect your business against the consequences of legal action brought by members of the public for injuries or damage to their belongings. But when it comes to your employees causing injury or damage, this protection only activates if you also have employers’ liability insurance.

If you employ people, you’re required by law to have employers’ liability insurance.

There’s one exception here. Family businesses that aren’t incorporated as a limited company are not legally required to have employers’ liability insurance. The government defines a “family business” as one where all your employees are closely related to you (as a spouse, civil partner, sibling, child, parent, grandparent, grandchild, step-parent, stepchild or half-sibling). So if you run an unincorporated family business and you choose not to get employers’ liability insurance, it’s important to know that your public liability insurance wouldn’t cover you against damage or injury caused by your team.

We create this content for general information purposes and it should not be taken as advice. Always check policy documentation for details and seek professional advice. Read our full Terms and Conditions

Door supervisor insurance

Why is door supervisor insurance?

Insurance for security companies – what’s covered?

Public liability insurance

What’s typically covered by public liability insurance for bouncers?

Employers’ liability insurance

What’s typically covered by employers’ liability insurance?

Business and office equipment insurance

What’s typically covered by business and office equipment insurance?

Legal expenses insurance

What’s typically covered by legal expenses insurance?

How much does bouncer insurance insurance cost?

Prices start from £4.95 per month

Example door supervisor insurance quotes, real prices

How it works

Pick what goes into your policy

Get prices from a range of insurers

Buy online in minutes

How do I choose insurance?

Which type of workers do I need insurance for?

Does door supervisor insurance cover my work correctly?

Do I need cover for other types of work?

Which public liability cover limit should I choose?

Talk to an expert

Online

Phone

FAQs

How do door supervisor insurance claims work?

£68 million in claims paid out in 2024

Example claim

Rick saved more than £5,500

Compare and buy in minutes

Rated 4.5/5

Here to help

24/7 claims

Door supervisor insurance FAQ

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